Your credit.On lock.
Beats fraud before it costs you.
Dovly AI Protect monitors your TransUnion report 24/7, freezes it with one tap when something looks off, and alerts you.
Lock my creditWatch.Lock. Recover.
TransUnion lock. One tap. No paperwork.
Watch
TransUnion monitored 24/7.
Lock
One tap freezes your TransUnion report.
Alert
Real-time pings on new accounts, hard pulls, address changes.
Recover
If something happens, AI helps you reverse it fast.
Threats spotted, in real time
Average time from suspicious event to member alert.
Sleep easy.
< 4 hr
Avg Alert Window
24/7
Monitoring
Times reflect average. Some alerts are real-time.
Lock your TransUnion report
- One tap
- Instant
- Reversible anytime
Locking is instant and won’t hurt your score.
Trusted by millions of members nationwide
Protection that does the work for you.
Fraud watch,
24/7
Continuous monitoring, day and night
Data breach
alerts
The moment your data leaks
$1M
ID theft insurance
Dark web
monitoring
Layered
protection
What better credit unlocks
Real outcomes, not just a number
A stronger credit profile opens doors. Here is what Dovly AI members are doing with theirs.
Emergency fund
Save for life's curveballs
Don't let your credit hold you back from preparing for the unexpected events in life.
Auto loan
Drive your dream car
Buying a car is a big purchase, so you don't need high interest rates driving up the price.
Home loan
Secure the best mortgage
Lenders want to see that your credit is high and stable, so don't let errors hold you back.
Business credit
Start your own business
Being an entrepreneur is tough enough, so don't let inaccurate credit scores make it tougher.
Love love love this app bad credit my whole life 44 and got cancer and trying to climb out of a bad hole my ex took outa lot in my name and my identity someone was using and I have had the worst time trying to get things off my credit and in the 400s now I’m over in the 600s and still climbing if not for this app I’d be poor still credit rating this now gives me hope can’t say enough amazing things
Jill C
Google review
Credit Score
Credit protection, answered
Lock vs freeze, alerts, identity theft: the real questions.
Stop fraud before it stops you.
One tap. TransUnion lock.
- Free to start
- No hard pull
- 2-minute setup
Every case is different, and not everyone will achieve the same results. ¹Average increase experienced by a sample of 2,922 Dovly AI Premium members that have been enrolled more than 6 months, as of December 2025. ²Increase experienced by a sample of 8,687 Dovly AI members that were using the build product, as of March 2025. ³Averages based on data after 90 days of enrollment from all Dovly AI members enrolled between November 2023 and May 2024. ⁴Based on a sample of 789,548 Dovly AI members, as of November 2024. ⁵Average increase experienced by a sample of 107,727 Dovly AI Free members who remained enrolled for at least 9 months, as of January 2026. ⁶Dovly AI's automated credit engine maximizes your results by submitting the optimal number of disputes each month based on a combination of factors unique to your credit report. ⁷The combined total credit score increase among Dovly members through December 2025. ⁸Average increase experienced by all Dovly members that are enrolled in any of the Dovly credit builder products, as of April 2026. ⁹Money features require a paid Dovly AI membership after a 7-day free trial. $19.99/month thereafter; cancel anytime. Dollar amounts shown are illustrative examples; individual results vary based on your accounts and spending. Dovly AI surfaces potential savings and does not provide financial, tax, or legal advice. *Eligibility for the $2,000 line of credit is subject to approval and completion of enrollment. Terms and conditions apply. Credit builder products are designed to help improve your credit with responsible use.