Boost
Your Credit Score BY
82 points1
A credit score that opens doors? Yeah, we got you. Build, fix, and protect your credit—100% free. Dovly’s AI-powered tools make it easy, so you get where you need, faster.
60,000+ reviews on the App Store & Google Play. We've helped 1,000,000+ members.
July 2024
credit card approval
sept 2024
for sale
March 2025
new car purchased
Nov 2024
mortgage approved
Your Future
Just
Got an Upgrade
That credit card with awesome rewards? In your wallet. That new car? Yours. Your dream home? Approved.
You focus on your goals. We’ll handle your credit. No stress, no guesswork—just powerful results.
🚀 Boost your credit score by 82 points, on average
💰 Qualify for better credit cards, loans, and lower interest rates
🔒 Get peace of mind with 24/7 credit protection
JOIN FREEHow It Works (Made Simple)
01
Sign up in under 💨 2 minutes
No hard credit pull! Signing up won’t affect your score—so what do you have to lose??
02
We’ll do the heavy lifting
Our AI engine will analyze your credit and see what’s holding you back. Then, we’ll give you personalized tools and expert tips to take your credit to the next level—whether that means building, fixing, or protecting your score (or all three at once).
03
Get Results
No hard work, confusing steps, or guesswork—just results. We’ll track your progress, send you pro tips, and keep you in the know—so download the app and don’t ghost us!
Hey Dovly AI,Build My Credit
Boost your credit fast with a new positive tradeline—no interest, no annual fee! 96% of members with a score under 550 saw a lift. Big credit energy starts now!²
Join Free
Hey Dovly AI,
Fix My Credit
Are you one of the millions of Americans with an error on your credit report? Join the club! But don’t worry - we can fix it. Our AI goes hard, spotting and fixing the errors and boosting your score (82 points on average) - fresh start, unlocked! 🔓✨
Join FreeHey Dovly AI,
Protect My Credit
Dovly AI is your elite credit security force—shielding your identity, blocking threats, and keeping your hard-earned credit safe 24/7. We stay on guard so you don’t have to. Your security, our priority.
Join Free
Your Credit, your way
Your Credit, your way
No more confusion—just simple, personalized steps to build, fix, and protect your credit, all in one place.
Most powerful
Premium 🤑
Monthly
Yearly
With 2x the success rate3, this is great for people who want to get a new credit card, home loan, or car in the next 3+ months. Also great for anyone looking to pay down debt and start saving money.
- ✅ 82pt avg score increase1
- ✅ $4,700 avg credit limit increase4
- ✅ 2X success rate
Credit Score & Report
- Weekly TransUnion report and score
- Safeguard your credit with monitoring alerts
Credit Improvement
- Unlimited AI disputes (free bonus!)5
- Multi-bureau
Credit Building
- $2K of credit to boost your score6
Credit Protection
- Security score reveals your risk level
- Data breach alerts
- TransUnion credit lock fraud protection
ID Theft Insurance
- $1M ID theft protection
Free 👋
- 34pt avg score increase7
- –
- –
Credit Score & Report
- Monthly TransUnion® report and score
- –
Credit Improvement
- Manual dispute selection with TransUnion
- TransUnion only
Credit Building
- –
Credit Protection
- Security score reveals your risk level
- Data breach alerts (limited)
- –
ID Theft Insurance
- –
Dovly ai user see:
82 pts
average credit score increase
$4,700
average credit limit increase
96%
of members with a credit score below 550 see an improvement
Real People.
Real Wins.
50,000+ reviews on the App Store & Google Play.
50,000+ reviews on the App Store & Google Play.
I love the app I never would imagine my credit score will be what it is because of this Dovly app I would recommend this to everybody I know
Google review by Michael Whitis
Well... I must say at first I was like what the hell am I getting myself into. My credit is too low already so I hesitated, went to Dovly website reading but thinking they are full of it, I decided to try it. Two months later I checked all 3 major credit bureaus and my score increased 48 points. I was amazed about the increase in my credit score. Then 52 points faster and so on. I thought they had mixed my name up with someone else. Dovly has really been a big part of my credit score increase. They keep you updated about anything that's going on about your credit. Thanks Dovly for giving me a second chance in life. Thanks Guys
Google review by Meet Michelle
So far my score has gone up well over 77 points. Dovly has changed my life and has gotten me one step closer to buying a home for myself and my family. Thank you!
Google review by Paisley G.
Simply amazing. Score improved almost 200 points in one month. I paid a credit service for years for what this app did in one month.
App Store review by Noel P.
I use only the free section of Dovly and I did NOT expect to get the gift I got this morning! My credit score jumped 123 pts! THANK YOU DOVLY for your help!
Google review by Hannah T.
Helped my credit go up over 100 points in less than 3 months, it's legit, it works.
Google review by Steven Z.
I absolutely love this app. It does everything. I am so happy to be living in the age of AI
Google review by Brett B.
I love Dovely. My credit has gone higher than it's ever been thanks to them.
Google review by Rashad J.
Dovly has been by far the best, hardest working app I have used while trying to get my credit back to where I feel comfortable with it. AMAZING!! I see comments like this all the time, and think it's a scam but I'm here to tell you that I am just a normal person from a small town just trying to get some help with my credit. If this is you then definitely choose this app over the others!! they just take your money....P.S - Dovly, has raised my credit score by 47 points in a little less than 3 months!! Good luck on your journeys. 😀
Google review by Brian R.
My credit went up 55 points and I only had Dovly for 2 months
Google review by Bonita C.
Man this is the best app I used. They put 56 points on my credit in a week. I love it.This app has helped boost my score between 75-112 points, in only… two short months, depending on which firm you ask. I went from a low five hundred score to an amazing score between 675 & 690! THX Dovly! UR THE BEST EVER!
Google review by ImSo
Absolutely Incredible! I’ve tried 10 other credit helping companies - None of them match Dovly. Thank You.Dovly is everything they say they are. I am so glad I gave them a chance. Dovly, you guys were amazing. Keep up the awesome work.
App Store review by J Dubb44
safe
Don’t worry, signing up won’t hurt your score 🤫
quick
Enroll in minutes - we won’t waste your time ⏳
savvy
Smart AI credit engine proven to optimize results 🤖
Financial
Freedom for Everyone. For Real.
The old-school credit system? Rigged. Built to put profits first, not you. That’s why we created Dovly AI—to flip the script. Our powerful AI works for you, not against you. And behind the tech? Real people who actually care about you and your financial success.We do it all for free. No gimmicks. No hidden fees. Just real results. It’s time to take back control.
Join the credit revolution
1,000,000+ MEMBERS 
LOVE DOVLY AI
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credit 101
FAQS
Dovly AI is shaking up the credit game with the first all-in-one AI credit engine that builds, fixes and protects credit, empowering all Americans to boom financially – 100% free. Powered by AI, Dovly offers credit tools for every step of your credit journey through a personalized action plan that guides you step by step towards your goals.
It’s super simple! We handle all the hard stuff, so you can focus on your financial glow-up. Sign up in less than 2 minutes with no hard credit pull, and let our AI analyze your credit report. You’ll get a personalized action plan and products tailored to boost and protect your credit score. We’ll keep you updated with score changes, helpful tips, and recommendations that are easy to follow—just download our app and stay connected. We’ve got your back while your credit score improves!
Dovly Free members see an average score improvement of 34 points, while Premium AI members see a 82-point score improvement on average*. Our data shows that members who are more engaged and log into Dovly regularly see significantly better results.
*Average increase experienced by a sample of 86,156 Dovly Free members that have been enrolled more than 6 months, as of October 2024. Average increase experienced by a sample of 30,746 Dovly Premium AI members that have been enrolled more than 6 months, as of October 2024.
Getting started is super easy. Just choose the plan you want HERE and start your sign up process, which shouldn’t take more than 2 minutes and does NOT affect your credit. In order to sign up, you need to be at least 18 years old and a US resident with a valid Social Security number. Our verification process also requires answering some personal information questions to confirm your identity. Some applicants might also need to submit documentation such as a state-issued ID/Drivers License.
Yes, you can trust Dovly AI. Not only do we work with national banks, reputable businesses, and personal finance companies, we also have executive leaders who are accomplished and respected by industry peers. But more than anything our customers can attest to our value and service. Our Database is also encrypted and all personal information is stored on a segregated network to provide an additional layer of security.
Yes! If you want to see better results and get alerts whenever anything important changes on your credit download our app today. Our data shows that members that download our app and are more engaged and log into Dovly regularly see significantly better results.
We’ve helped our members 
raise their scores by 14,000,000+ points8
JOIN FREE BOOST
THAT SCORE
A better credit score, stress-free.
82 POINTS HIGHER—Dovly AI 
PREMIUM DELIVERS REAL RESULTS!
Everything you need to build, boost, and protect your credit—done for you, all in one FREE app.
Join FreeCREDIT BOOST!
CREDIT BOOST!
CREDIT BOOST!
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