Why Dovly AI
Crush your life milestones, on autopilot.
With our AI-powered tools, you can boost your score by an average of 93 points¹ and hit those life goals, like buying a car or getting that dream apartment, sooner than you'd expect.
Improve my creditBuild, fix, and protectall in one place.
Whether you're starting from scratch or looking to bump your existing credit, our AI tools make it easy to bump and protect your credit score, so you can focus on what really matters.
Fix
Millions of Americans don't know they have errors in their credit report until they're rejected for a credit card or loan. Unlock a world of financial opportunities with a higher credit score.
Build
New to credit? At Dovly AI, we know what it takes to turn your credit from zero to hero. Dovly AI can positively impact factors that make up for 80% of your Vantage 3.0 score.
Protect
With security breaches on the rise, we'll help protect your identity. Protecting your profile is our priority.
Track
Monitor your TransUnion credit score and report, with alerts the moment something changes.
Real movement, on autopilot
Members boost their score by an average of 93 points using Dovly AI.
You could be next!
589
Starting Score
682+
Potential Score
Average. See dashboard for your personalized progress.
Put an AI on your credit
- Free forever plan
- No credit card
- Soft pull only
Sign up in under two minutes, no credit card required.
Trusted by millions of members nationwide
Tearing down the walls to financial freedom.
22M+⁷
points gained
2M+
members improving their credit
+93
avg pts gained
96%²
of members with low scores saw progress
Real numbers
What better credit unlocks
Real outcomes, not just a number
A stronger credit profile opens doors. Here is what Dovly AI members are doing with theirs.
Emergency fund
Save for life's curveballs
Don't let your credit hold you back from preparing for the unexpected events in life.
Auto loan
Drive your dream car
Buying a car is a big purchase, so you don't need high interest rates driving up the price.
Home loan
Secure the best mortgage
Lenders want to see that your credit is high and stable, so don't let errors hold you back.
Business credit
Start your own business
Being an entrepreneur is tough enough, so don't let inaccurate credit scores make it tougher.
Dovly is worth the money. In under 3 months I went from 558 to 738, and rising!
Stephen Smith
Google review
Credit Score
Frequently asked questions
Everything you need to know about Dovly AI and how it works.
Join the credit revolution.
Join over 2,000,000 members who are improving their credit with Dovly AI. Sign up in under two minutes, no credit card required.
- Free to start
- No hard pull
- 2-minute setup
Every case is different, and not everyone will achieve the same results. ¹Average increase experienced by a sample of 2,922 Dovly AI Premium members that have been enrolled more than 6 months, as of December 2025. ²Increase experienced by a sample of 8,687 Dovly AI members that were using the build product, as of March 2025. ³Averages based on data after 90 days of enrollment from all Dovly AI members enrolled between November 2023 and May 2024. ⁴Based on a sample of 789,548 Dovly AI members, as of November 2024. ⁵Average increase experienced by a sample of 107,727 Dovly AI Free members who remained enrolled for at least 9 months, as of January 2026. ⁶Dovly AI's automated credit engine maximizes your results by submitting the optimal number of disputes each month based on a combination of factors unique to your credit report. ⁷The combined total credit score increase among Dovly members through December 2025. ⁸Average increase experienced by all Dovly members that are enrolled in any of the Dovly credit builder products, as of April 2026. *Eligibility for the $2,000 line of credit is subject to approval and completion of enrollment. Terms and conditions apply. Credit builder products are designed to help improve your credit with responsible use.