From the team behind the credit app 2,000,000 members trust, now comes AI for your money. Dovly AI reads every account you connect, bank accounts and credit cards, and finds what's quietly costing you: forgotten subscriptions, fees you never agreed to, savings sleeping on the job. Every find comes with the next move, in plain English. Saving, spending, debt, credit. No spreadsheets, no jargon, and your money never moves without you.

$19.99/month for the money features, after a free 7-day trial. Cancel anytime.

How does it find savings?

It reads your transaction history and flags what's costing you: subscriptions that renewed unnoticed, fees you never agreed to, cards with the wrong rewards for how you actually spend, savings sitting at near-zero interest, cashback and bonuses you never claimed. Then it hands you the next step.

Does it have access to my money?

Read-only. Dovly AI can read your transactions and balances; it cannot move money, transfer funds, or open accounts. You stay in control.

How is this different from Monarch, Rocket Money, or Copilot?

They show you your spending. Dovly AI does that, then goes after the two things a budgeting app can't touch: the errors on your credit report and the interest rate they're costing you. Organizing your money doesn't fix a 71% APR.

How is my data secured?

Bank-level 256-bit encryption, SOC 2 audited, never sold. Read-only credentials you can revoke in your account settings at any time.

AI for your money.

Woman smiling at her phone while going through bills at her kitchen table

Your money's been leaking.Dovly AI found where.

Dead subscriptions. Fees nobody flagged. Bills set higher than they need to be. Savings earning nothing. Found in minutes, not a weekend of spreadsheets.

Find my money

How Dovly AI works

Smart enough to find it.Personal enough to help.

Dovly AI does the rest: savings, spending, score, and the next best move.

Connect

Bank + credit, soft pull, 2 minutes.

See

Every account in one view. Spending, credit, savings.

Save

Finds hidden fees, subs that renewed unnoticed, better cards.

Grow

Plain-English advice on what to do next.

What a year of watching turns up

What Dovly AI can surface over twelve months.

Before

$4,164

Found in a year¹

Example: $4,164 / yr¹

Illustrative example, not a member average. Your numbers vary.¹

Put Dovly AI on your money

Bank + credit, one place
Finds what's quietly costing you
Free for 7 days, then $19.99/mo

Find my money

Read-only access. Dovly AI can't move your money or open accounts.

2,000,000+ members nationwide

256-bit encryption

SOC 2 audited

Soft pull only

EXAMPLE · FOUND MONEY

$4,164/yr^¹

subscriptions alone

EXAMPLE · BETTER RATE FOUND

+$430/yr^¹

on cash you already have

MEMBERS

2,000,000+

trust Dovly AI

ALWAYS ON

24/7

never clocks out

Every milestone, one AI

The house, the baby, the day you stop working. Dovly AI watches your accounts and finds what gets you there.

Person reviewing their wallet and cash while planning finances

DEBT

Your debt has an ending.

Same payments, different order. Dovly AI found $1,140 in interest you don't have to pay.

NEW BABY

Ready for the baby.

Three weeks of leave with no income behind it. Dovly AI found the $4,200 and where it comes from.

COLLEGE

It's not too late.

$200 a month you weren't using. That's $9,600 by freshman year.

Couple relaxing among moving boxes in their new home

FIRST HOME

Renting isn't forever.

You're closer than you think: 65% of a down payment, $10,500 to go.

Older couple sitting on a bench looking out at the beach

RETIREMENT

Retire years sooner.

Four years earlier than the plan you're working from. Here's what moved it.

Person checking an investment chart on their phone

INVESTING

Your money, decoded.

$240 a year in fees you never agreed to, buried in funds you already own.

TAXES

No surprises in April.

Nine write-offs you're entitled to, worth $820. Found before you file.

Pink flamingo pool float on turquoise water

VACATION

Book it. Skip the debt.

$1,800 by June, no credit card involved. The trip was already affordable.

Couple sitting among moving boxes with house keys

MORTGAGE

Stop overpaying your house.

$340 a month more than you need to pay. Over the loan, that's $62,000 in interest.

It found 6 subscriptions I forgot I had. I cancelled them that day. $94 a month back in my pocket.

Jasmine W.

Google review

Dovly AI, answered

What Dovly AI is, how it works, and what it finds.

2,000,000+ members already trust Dovly AI

Now it's watching their money too.

Find my money

YOUR MONEY'S WAITING

The money's there. Let Dovly AI find it.

Every leak flagged. Every fix handed to you.

Find my hidden money

Loved by 2,000,000+ members

¹ Illustrative example. Results vary by individual. Dovly AI surfaces potential savings and does not provide financial, tax, or legal advice. Money features require a paid membership after a 7-day free trial; $19.99/month thereafter, cancel anytime.

All trademarks are the property of their respective owners. Dovly AI is not affiliated with, endorsed by, or sponsored by any service shown.

Every case is different, and not everyone will achieve the same results. ¹Average increase experienced by a sample of 2,922 Dovly AI Premium members that have been enrolled more than 6 months, as of December 2025. ²Increase experienced by a sample of 8,687 Dovly AI members that were using the build product, as of March 2025. ³Averages based on data after 90 days of enrollment from all Dovly AI members enrolled between November 2023 and May 2024. ⁴Based on a sample of 789,548 Dovly AI members, as of November 2024. ⁵Average increase experienced by a sample of 107,727 Dovly AI Free members who remained enrolled for at least 9 months, as of January 2026. ⁶Dovly AI's automated credit engine maximizes your results by submitting the optimal number of disputes each month based on a combination of factors unique to your credit report. ⁷The combined total credit score increase among Dovly members through December 2025. ⁸Average increase experienced by all Dovly members that are enrolled in any of the Dovly credit builder products, as of April 2026. ⁹Money features require a paid Dovly AI membership after a 7-day free trial. $19.99/month thereafter; cancel anytime. Dollar amounts shown are illustrative examples; individual results vary based on your accounts and spending. Dovly AI surfaces potential savings and does not provide financial, tax, or legal advice. *Eligibility for the $2,000 line of credit is subject to approval and completion of enrollment. Terms and conditions apply. Credit builder products are designed to help improve your credit with responsible use.