Frequently Asked Questions
Credit Scores
A credit score is a three-digit number between 300-850 that is calculated using the items on your credit report which represents your creditworthiness as an individual. The higher the score, the more favorable and trustworthy you are to creditors.
A credit report is a document that essentially houses all of your credit information and is used to make up your credit scores. This includes things such as personal information, employment, credit accounts, loans, public records, and credit inquiries.
Credit bureaus are the agencies that package all of your credit information and provide the credit reports. They then sell that information to businesses inquiring about your credit score and history. The most influential bureaus in the United States are TransUnion, Experian, and Equifax.
About Dovly
Our credit care services are designed to help those who are most in need of monitoring their credit report and scores, and removing inaccurate items and errors from their report. If you were ever denied a financial product such as a loan or credit card, made a late payment, suffered from identity theft, or had your credit checked recently – we can help improve your credit!
With a success rate of 91%, we know what it takes to make your credit right. While every individual’s situation is different, 91% of Dovly’s Credit Maximizer members see a 56 point score increase in 6 months or less.
*Based on a sample of 18,062 Dovly Credit Maximizer members as of May 2022.
While every situation is different, 91% of our members see a 56 point score increase in 6 months or less, some even within the first 30 days.
*Based on a sample of 18,062 Dovly members as of May 2022.
We have a free basic credit improvement plan, and our more complete credit care solution has a low fee that is a fraction of the cost of traditional services, and the best part is that there are no hidden fees. Click here to view our pricing options.
Yes, we do! Dovly Free is the first, free credit care solution for individuals looking to track, monitor and fix their credit. In that plan, you get one TransUnion dispute a month for free. No fees, no surprises — just free credit care.
Dovly offers 2 plans: from free basic credit improvement to our most aggressive and complete credit solution. Find the plan that works for you here.
We serve members in all 50 United States plus the District of Columbia.
Dovly Uplift™ for Visa Cardholders
- Monthly Credit Report and Score – a detailed TransUnion® credit report to help cardholders keep up with their credit
- Help detecting and disputing inaccurate items on TransUnion® credit reports in an optimal way with Dovly’s proprietary algorithm. Cardholders can:
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- Review their credit report for potential errors
- Select items to dispute
- Check dispute status
- Receive alerts and recommendations
- Learn via Dovly’s financial literacy knowledge center
- Ongoing credit monitoring – cardholders receive alerts any time there is a 10-point change in their credit score
- Credit Alerts – that look for signs of identity theft, along with notice of changes on cardholder’s report
- Powerful results – 90% of Dovly members see a double-digit credit score increase within 6 months.*
- Live U.S.-based member services & support – credit experts available to assist cardholders via chat, email, and phone
- Convenient access via Dovly’s mobile app and website.
*Based on a sample of 18,062 Dovly members as of May 2022.
While Dovly’s platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
Dovly Uplift is available at no cost to U.S.-issued Visa consumer credit, Visa consumer debit, and select Visa prepaid cardholders.
Eligible prepaid cards include: General Purpose Reloadable, Government Disbursement Reloadable, Payroll Reloadable, and Commercial Business Reloadable.
Eligible Visa Cardholders will also have access to market-leading discounts if they are interested in upgrading to a more robust Dovly membership plan that includes premium features such as three-bureau dispute service, identity theft insurance, discount perks, and more.
Paid membership is not currently available to residents of Puerto Rico. While Dovly’s platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
Simply visit https://www.dovlyuplift.com, and enter a U.S.-issued Visa card number to verify eligibility. The card will not be charged. Enrollment in Dovly Uplift requires first and last name, email, password creation, social security number, date of birth, address, and phone number.
If a cardholder is an existing Dovly Member and their Visa card is eligible for Dovly Uplift, they can contact Dovly’s member success team here. The Dovly member success team will help the cardholder understand any differences in their plan, assist with verifying eligibility, and migrate their existing Dovly plan to Dovly Uplift or apply the market-leading discount available to Visa cardholders to their existing paid plan.
