Dovly AI Uplift for Visa cardholders

Frequently Asked Questions

Dovly AI Uplift™ for Visa Cardholders

What does Dovly AI Uplift for Visa cardholders program include?

  • Monthly Credit Report and Score: a detailed TransUnion® credit report to help cardholders keep up with their credit
  • Help detecting and disputing inaccurate items on TransUnion® credit reports in an optimal way with Dovly AI’s proprietary algorithm.

Cardholders can:

    • Review their credit report for potential errors
    • Select items to dispute
    • Check dispute status
    • Receive alerts and recommendations
    • Learn via Dovly AI’s financial literacy knowledge center
  • Ongoing credit monitoring: cardholders receive alerts any time there is a 10-point change in their credit score
  • Credit Alerts: alerts that look for signs of identity theft, along with notice of changes on cardholder’s report
  • Powerful results: 90% of Dovly AI members see a double-digit credit score increase within 6 months.*
  • Live U.S.-based member services & support: credit experts available to assist cardholders via chat, email, and phone
  • Convenient access via Dovly AI’s mobile app and website.

*Based on a sample of 18,062 Dovly AI members as of May 2022.

While Dovly AI’s platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.

Who is eligible for Dovly AI Uplift?

Dovly AI Uplift is available at no cost to U.S.-issued Visa consumer credit, Visa consumer debit, and select Visa prepaid cardholders. Eligible prepaid cards include: General Purpose Reloadable, Government Disbursement Reloadable, Payroll Reloadable, and Commercial Business Reloadable. Eligible Visa Cardholders will also have access to market-leading discounts if they are interested in upgrading to a more robust Dovly AI membership plan that includes premium features such as three-bureau dispute service, identity theft insurance, discount perks, and more. Paid membership is not currently available to residents of Georgia, Minnesota, or Puerto Rico. While Dovly AI’s platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.

How do cardholders enroll in Dovly AI Uplift? What information do they need to provide?

Simply visit https://www.dovlyuplift.com, and enter a U.S.-issued Visa card number to verify eligibility. The card will not be charged. Enrollment in Dovly AI Uplift requires first and last name, email, password creation, social security number, date of birth, address, and phone number.

What if a cardholder is a current Dovly AI Member and wants to take advantage of Dovly AI Uplift?

If a cardholder is an existing Dovly AI Member and their Visa card is eligible for Dovly AI Uplift, they can contact Dovly AI’s member success team here.

The Dovly AI member success team will help the cardholder understand any differences in their plan, assist with verifying eligibility, and migrate their existing Dovly AI plan to Dovly AI Upliftor apply the market-leading discount available to Visa cardholders to their existing paid plan.

About Dovly AI

How does Dovly AI work?

Dovly AI is the first smart credit engine designed to help raise cardholder’s credit score. With Dovly AI’s proprietary algorithm, it takes just seconds to help fix, maintain, and manage their credit online. It is fully automated, meaning Dovly AI can help without members having to submit any paperwork. Dovly AI’s engine uses a proprietary algorithm to generate optimal results. All members need to do is select the inaccurate items they want Dovlyto dispute, and Dovly AI will handle the rest. While Dovly AI’s platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.

What are Dovly AI’s Member Support hours of operation?

Dovly AI’s live U.S. Based Credit Experts are available hereMonday - Friday 8AM-5PM PT

When can a member start seeing results?

While every situation is different, many Dovly AI members see results as soon as the first 30 days, and 90% of Dovly AI members see a double-digit credit score increase within the first 6 months*.

Dovly AI’s automated credit engine optimizes the number and type of disputes submitted to the credit bureau(s) each month, to maximize results. While Dovly AI’s platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.

*Based on a sample of 18,062 Dovly AI members as of May 2022.

What credit score does Dovly AI use to improve a cardholders credit?

Dovly AI uses the VantageScore 3.0 scoring model. It was created by the three major credit bureaus, Experian, TransUnion and Equifax, as an alternative to the FICO scoring model. VantageScore 3.0 credit scores range from 300 to 850, with a higher number indicating a greater degree of financial responsibility. The score calculation includes the following categories and weight: payment history (40%), age and type of credit (21%), credit utilization (20%), balances (11%), recent credit (5%), and available credit (3%).