Errors?Gone.Credit?Building.
Repair it.Build it.Protect it.
Dovly AI finds the errors on your report and disputes them electronically direct to TransUnion, then keeps building and protecting your score long after they're gone. No letters. No calls. No forms to fill out.
See what my credit needsIt's not luck.It's the AI, optimizing.
Our AI has learned the optimal timing and sequence for every dispute type — the same engine driving a 93 pt¹ average score increase for Premium members
Find
AI flags every error, late mark, or stale account.
Dispute
Filed electronically, direct to TransUnion.
Build
Add positive history and tools that strengthen your score over time.
Protect
Ongoing monitoring and alerts guard your credit against new errors and identity theft.
Members see real results
Average score increase for Premium members.
You could be next!
589
Starting Score
682+
Potential Score
Results vary. Reflects average increase for a sample of 2,922 Dovly AI Premium members that have been enrolled more than 6 months, as of December 2025.
Start your credit journey
- Join free
- No long contract
- Cancel anytime
Federal law (FCRA) gives you the right to dispute — and it won't hurt your score. We just do the work.
Trusted by millions of members nationwide
What we go after, and win.
Millions of Americans have errors they don't even know about
Late payments that aren't yours
Paid debt
still showing
Old accounts
past the 7-year line
Repair. Build. Protect.
What better credit unlocks
Real outcomes, not just a number
A stronger credit profile opens doors. Here is what Dovly AI members are doing with theirs.
Emergency fund
Save for life's curveballs
Don't let your credit hold you back from preparing for the unexpected events in life.
Auto loan
Drive your dream car
Buying a car is a big purchase, so you don't need high interest rates driving up the price.
Home loan
Secure the best mortgage
Lenders want to see that your credit is high and stable, so don't let errors hold you back.
Business credit
Start your own business
Being an entrepreneur is tough enough, so don't let inaccurate credit scores make it tougher.
I have been with Dovly less than a month .I have had some issues but I am on the right track now . My score has already gone from 490 to 613. I love it because they do the disputing for me and I have already had three items removed from my credit. If things keep going like this , I will hit 700 in no time. Thank you so much.
Jacqueline Ford
Google review
Credit Score
Credit repair, demystified
What you’re actually allowed to do, and what we do for you.
members who got their wins
Score gains. Items removed. Credit built. Mortgages closed.
Everything credit. All in one place.
Fix errors, build your score, and protect it going forward. Premium members see a 93 pt average increase.
- Free to start
- No hard pull
- 2-minute setup
Every case is different, and not everyone will achieve the same results. ¹Average increase experienced by a sample of 2,922 Dovly AI Premium members that have been enrolled more than 6 months, as of December 2025. ²Increase experienced by a sample of 8,687 Dovly AI members that were using the build product, as of March 2025. ³Averages based on data after 90 days of enrollment from all Dovly AI members enrolled between November 2023 and May 2024. ⁴Based on a sample of 789,548 Dovly AI members, as of November 2024. ⁵Average increase experienced by a sample of 107,727 Dovly AI Free members who remained enrolled for at least 9 months, as of January 2026. ⁶Dovly AI's automated credit engine maximizes your results by submitting the optimal number of disputes each month based on a combination of factors unique to your credit report. ⁷The combined total credit score increase among Dovly members through December 2025. ⁸Average increase experienced by all Dovly members that are enrolled in any of the Dovly credit builder products, as of April 2026. ⁹Money features require a paid Dovly AI membership after a 7-day free trial. $19.99/month thereafter; cancel anytime. Dollar amounts shown are illustrative examples; individual results vary based on your accounts and spending. Dovly AI surfaces potential savings and does not provide financial, tax, or legal advice. *Eligibility for the $2,000 line of credit is subject to approval and completion of enrollment. Terms and conditions apply. Credit builder products are designed to help improve your credit with responsible use.