Dovly AI Premium members see an average 79pt score increase!¹

Try for free or sign up for the most advanced and complete credit care

Free

Just The Basics

$0.00/mo

  • Monthly TransUnion® credit report and score

  • Manual dispute selection with TransUnion

  • Credit building offers providing you with easy ways to build and improve your credit scores
  • Personalized tips and guides tailored to your financial situation to help you build a strong credit profile

Great for people who have no big purchase coming up and want to try our service, for free – no hidden fees, no catches

Premium 

Complete Credit Care – 2x Success Rate²

$8.33/mo
($99.99 paid annually)

Monthly
Yearly
  • Smart AI engine proven to optimize score improvement

  • Weekly TransUnion® credit report and score

  • Credit building offers providing you with easy ways to build and improve your credit scores
  • Unlimited AI-powered disputes with all 3 bureaus added for free3

  • Personalized tips and guides tailored to your financial situation to help you build a strong credit profile
  • Enhanced credit monitoring and ID theft alerts

  • $1M In ID theft insurance

With 2x the success rate², this is great for people who want to get a new credit card, home loan, or car in the next 3+ months. Also great for anyone looking to pay down debt and start saving money.

(1) Average increase experienced by a sample of 18,831 Dovly AI Premium members that have been enrolled more than 6 months, as of September 2023.  
(2) Based on the total items removed divided by the total disputes sent for Dovly AI Premium members as of May 2023.
(3) Dovly’s automated credit engine maximizes your results by submitting the optimal number of disputes each month based on a combination of factors unique to your credit report.

What you get:PremiumFree
Smart AI engine proven to optimize score improvement
Weekly TransUnion® credit report and score

Monthly TransUnion credit report and score

Unlimited AI-powered disputes with all 3 bureaus added for free

Manual dispute selection with TransUnion

Enhanced credit monitoring

$1 Million in ID theft insurance
Live US-based Support

Unlock unique benefits with Dovly Uplift for Visa cardholders. Click here to learn more.

What do you want to know?

Here are some of the most frequently asked questions

What is Dovly AI’s success rate?

While every individual’s situation is different, Dovly AI Premium members see an average 79pt score increase.

*Average increase experienced by a sample of 18,831 Dovly AI Premium members that have been enrolled more than 6 months, as of September 2023.

Does Dovly AI have a free plan?

Yes, we do! Dovly AI Free is the first free credit care solution for individuals looking to track, monitor and fix their credit. In that plan, you get one TransUnion dispute a month for free. No fees, no surprises — just free credit care.

What’s the difference between Dovly AI and a free credit score provider like Credit Karma?

At Dovly AI, we go beyond credit monitoring. What good is knowing your credit if you don’t know how to improve it? Dovly AI tracks, manages, and improves your credit.  We show you the items dragging down your score, you tell us which of those you want us to dispute, and we take it from there. All you have to do is sit back and watch your score increase.

How does Dovly AI’s pricing compare to other credit services like Lexington Law?

Dovly AI offers the only free credit solution on the market in addition to our paid plans. No hidden fees or setup fees. Our paid plans cost less than HALF of the $89-$139 monthly cost. In fact, for the price of most setup fees ($99.99) you can get our most complete credit care plan, Dovly AI Premium, for a full year. This plan includes features comparable to those of most premium credit services.

I’m preparing for a big life milestone (rent an apartment, get approved for a car loan, personal loan, or a mortgage). What Dovly plan is right for me?

We’d recommend Dovly AI Premium. This plan is our most complete credit care plan and works the fastest to protect and maximize your score. If you’re preparing for a big life milestone, Dovly AI Premium will ensure that your credit stays safe from any fraudulent reports or negative items that might throw you off track. As a bonus, the Dovly smart credit engine will dispute your errors with all three bureaus to cover what lenders pull when you’re trying to get a mortgage. 

I want to improve my credit, so I can get approved for a credit card or a bank account. What Dovly AI plan is right for me?

Dovly AI offers 2 plans: from free basic credit improvement to our most aggressive and complete credit solution. Find the plan that works for you here.

I need to remove an inaccurate item from my credit report (collection, public record, charge-off, late payment, and more.) What Dovly AI plan is right for me?

We’d go with Dovly AI Premium. Each credit bureau reports different errors and information, so Dovly AI Premium will help you resolve those issues with all three bureaus. Don’t let old errors or misinformation drive your credit down, because no matter what error you’ve got on your report, Dovly AI can take care of it. From inaccurate names to the debt of an old spouse, we’ve seen it all.

What happened to Dovly Credit Maximizer?

Our complete credit care plan has a new name: Dovly AI Premium. But don’t worry: the plan features and price remain the same :)  

No hidden fees. No setup fees. No catches.

AI-powered credit engine.

Smart, simple, and 100% free.