Your Credit, your way
Your Credit, your way
Build new history, clean up errors, and stay protected—all in one place. 100% free, no fine print, and no stress.
Most powerful
Premium 🤑
Monthly
Yearly
Our most powerful plan1. Perfect if you're planning a big purchase—car, home, or credit card—or just want to take full control of your credit.
- âś… Average 82pt score lift2
- âś… Average $4,700 more in credit limits3
- âś… 2X success rate for score movement1
Credit Score & Report
- Weekly TransUnion report and score
- Monitoring alerts to stay on top of credit changes
AI Dispute Support
- Unlimited AI disputes (free bonus!)4
- Multi-bureau support
Credit Building
- $2K tradeline to jumpstart credit activity5
Credit Protection
- Security score shows potential risk levels
- Data breach alerts
- TransUnion credit lock for fraud protection
ID Theft Insurance
- $1M identity theft insurance
Free đź‘‹
- Average 34pt score lift6
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Credit Score & Report
- Monthly TransUnion® report and score
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AI Dispute Support
- Manual dispute tool with TransUnion
- TransUnion-only support
Credit Building
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Credit Protection
- Security score tracking
- Limited data breach alerts
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ID Theft Insurance
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Unlock unique benefits with Dovly Uplift for Visa cardholders. Click here to learn more.
FAQS
Dovly AI is the first all-in-one credit platform powered by artificial intelligence that helps you take control of your credit journey—100% free. From building new credit activity to staying protected, our tools support you every step of the way.
It’s super simple! We handle the heavy stuff, so you can focus on your financial glow-up. Sign up in less than 2 minutes with no hard credit pull. Our AI evaluates your credit report and creates a personalized action plan with tools tailored to support and secure your credit profile. You’ll receive updates and useful info to help you stay on track—just download our app and check in regularly!
Dovly Free members see an average score change of 34 points, while Premium AI members see an average shift of 82 points.* Members who log in regularly tend to see the best outcomes.
*Average increase experienced by a sample of 86,156 Dovly Free members that have been enrolled more than 6 months, as of October 2024. Average increase experienced by a sample of 30,746 Dovly Premium AI members that have been enrolled more than 6 months, as of October 2024.
Just choose your plan HERE and get started. It takes less than 2 minutes and won’t affect your credit. You must be at least 18, a U.S. resident, and have a valid Social Security number. We’ll verify your identity with a few quick questions—and you’re good to go.
Absolutely. We work with major financial institutions and partners. Our leadership team is made up of experienced, respected professionals, and our tech is secure. Your data is encrypted and stored on a segregated network for maximum protection.
Yep! Want to stay in the loop and get alerts when things change? Download our app. Members who use the app and check in often tend to see the best outcomes.
LEVEL UP
YOUR CREDIT
A stronger credit profile, stress-free.
Score gains 
for Premium members average out to82PTS
Everything you need to build, manage, and protect your credit—done for you, all in one FREE app.
Join FreeSCORE SHIFT!
SCORE SHIFT!
SCORE SHIFT!
+82 PTS
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