How Dovly Works

Knowing your credit score and what’s on your credit report should be easy, but many people believe it’s confusing and complex. At Dovly, our mission is to empower everyone to get ahead financially, so we want to make sure you comprehend what’s on your credit report and understand the steps you need to take to improve your score. ‍

Free Access to Your Credit Score

‍Your credit score is a figure that’s calculated based on a combination of different types of credit data which includes your payment history, the percent of available credit you’re using, the number of creditors you have (credit mix), utilization, and the length of accounts open since typically, the longer an account has been active and open, the better it is for your credit score. It’s very important to make sure that your credit score is as high as possible at all times because it can impact your ability to borrow money at the most favorable terms.Because of the importance of this information, you should be able to know what your credit score is with the click of a button. With Dovly, your credit score is available at your convenience through your member portal, and this service doesn’t impact your credit score.

‍Reviewing Your Credit Report

‍To know what may be affecting your score, you need to be able to review your own credit report. With Dovly, you have the ability to:

• Review your credit report online
• Discover potential errors
• Sit back and watch how Dovly’s advanced credit repair engine fixes your credit.
• Receive personalized recommendations on how to improve your score

Dovly takes the mystery out of understanding what’s on your credit report. Our advanced credit repair engine can determine if there are negative items on your credit reports and disputes them for you.

‍Resolving Errors on Your Credit Report & Fixing Your Credit

‍It can be surprising to find out how often errors appear on a credit report. If what’s being reported is inaccurate, it can have a huge impact on your life. Dovly provides the ability to proactively monitor your credit report and we can help you initiate disputes. Once you’ve selected the items you’d like us to dispute with the credit bureaus, our credit repair engine makes it easy to remove inaccurate negative items from your credit reports (collections, public records, charge-offs, late payments, and more). Successfully removing inaccurate items increases your credit score so you can get approved for a mortgage, loan, credit cards, and better interest rates – saving you thousands of dollars!Our credit monitoring service can also send you alerts to notify you if anything has changed on your credit report. These prompt notifications can help to protect you against potential fraud or identity theft before it becomes a major issue.

‍Understanding Credit

‍The topic of credit doesn’t have to be confusing. At Dovly, our mission is to empower everyone to get ahead financially. We aim to provide the best tools and education to help you have a better understanding of how credit works and we will help simplify the steps you can take to improve your score. We want you to clearly understand the topic of credit so that you can take charge of your own financial future.

‍Who Can Benefit from Dovly?

‍Whether you’re right out of high school or college with very little credit history or are an individual who has struggled with credit problems, Dovly can help. We’ll show you the steps you need to take to have a better financial future whether you’re building your credit history from scratch or rebuilding after hard times.Our service plans are designed with you in mind, and you can choose between monitoring one credit bureau or all three. We can guide you on ways to improve your credit score or can help you to stay ahead if your score doesn’t need improvement. Find out today where your credit is and where it can be and let Dovly help you to meet your credit potential.