Better credit, better life.

Build. (Re)build. Monitor. Protect.
No matter where you are on your financial journey, we have the FREE tools to help.

No credit card required.
Just free credit solutions.

  • 91%

    members see scores go up

  • 69pt

    average score increase²

As featured in:

We’ve helped our members raise their scores by a total of 2,000,000+ points.³

When it comes to credit,
people Dovly

  • “I signed up about a month ago and I am amazed. I had been fighting to remove a collection that wasn’t mine for over a year. You got it done in about a month and removed a couple other collections which were questionable… I didn’t have high hopes since I’ve paid other companies with no results.”

    — Wallace S.

  • “When I went to apply for [auto] loans, my credit was ultimately the issue… they not only helped me get my score up, but they also were a one stop shop for monitoring and information about my credit report. I finally got a good rate on an auto loan and am in a new ride!”

    — Terrence S.

  • “Great company. They raised my score in a week! They’re great!”

    — Mj W.

“My credit score has gone up about 85 points in 6 months. Absolutely stunning performance.”

James P.
Posted – April 2023

“I have had an amazing experience with Dovly and would recommend it to everyone!”

Joseph L.
Posted – March 2023

“Dovly is amazing they are helping me build my credit for free and I would recommend them to anyone who’s trying to build their credit up”

Norterrance J.
Posted – February 2023

“It’s working faster than most credits companies who charge thousands of dollars and no progress”

Jarima A.
Posted – May 2022

Welcome to the good credit club

When life gets hectic, your credit score can take a hit. But you need a solid credit score to live your best life. That’s where we come in! We’ll help you achieve a head-turning credit score with free credit monitoring, alerts, scores, and tips and tricks – all in one place.

The new (and only) way to manage and build credit.

Building and maintaining good credit is a lifelong journey, but Dovly’s smart credit engine has got your back every step of the way promoting healthy credit at every stage of life.

(Re)build credit

Don’t let mistakes or misinformation land you in the “rejected” pile. Unlock a world of financial opportunities with a higher credit score. 

Protect your good credit

You don’t have to accept unexpected dings and mysterious score fluctuations. We monitor your credit score, protect your identity with $1M in ID Theft Insurance, and resolve harmful errors 24/7.

Save money with a better credit score

Fun fact: A better credit score can save you tens of thousands of dollars on your auto loan and mortgage alone! With Dovly’s smart credit engine, you can do more, save more, and have more left over for the fun stuff.

Premium members see an average 69pt score increase in less than 6 months!⁴

Try for free or sign up for the most advanced and complete credit care


Just The Basics


  • Monthly TransUnion® credit report and score

  • 1 Dispute/month with TransUnion

Great for people with 1-2 errors, who have no big purchase coming up and want to try our service, for free – no hidden fees, no catches


Complete Credit Care – 2x Success Rate⁵

($99.99 paid annually)

  • Unlimited disputes with all 3 bureaus added as a free bonus

  • Weekly TransUnion® credit report and score

  • Enhanced Credit Monitoring and ID Theft Alerts

  • $1M in ID Theft Insurance

With 2x the success rate⁵, this is great for people who want to get a new credit card, home loan, or car in the next 3+ months. Also great for anyone looking to pay down debt and start saving money.

The average Dovly member has 8 errors on their credit report/reports. How many errors do you think you have?


# of errors


Our recommendation

1) Based on all Dovly members who have selected one or more items to dispute as of May 2023. 2) Based on Dovly members after 3 months of service who have selected one or more errors for dispute 3) Based on the total score increase for all Dovly members as of May 2023 4) Average result for Dovly Premium members that have more than 2 disputes removed from their reports, as of May 2023. 5) Based on total items removed out of total disputes sent as of May 2023. 6) Dovly’s automated credit engine maximizes your results by submitting the optimal number of disputes each month based on a combination of factors unique to your credit report.

What you get:PremiumFree
Disputes with All 3 Bureaus

1 dispute/mo with TransUnion only

Credit Score and Report with TransUnion

$1 Million ID Theft Insurance

TransUnion® Credit & ID Theft Monitoring

Enhanced Credit Monitoring
Real-Time TransUnion Credit Report & Score
Live US-based Support

Unlock unique benefits with Dovly Uplift for Visa cardholders. Click here to learn more. 

We’ve partnered with the
best to help you save money
in the Dovly Marketplace.

Automatically build credit with every bill you pay. Connect your bank account, link your bills, and StellarFi will report your on-time payments to all major credit bureaus, improving your score. 

Build $500 of revolving credit without a credit card. Grow your credit and savings, and optimize utilization. 

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