Unlock a lit 82-point credit score boost.1

Whether you’re starting from scratch, needing a bump, or looking to protect your credit, our AI engine makes it easy to slay your credit score—so you can focus on what really matters. 

Achieving major life milestones made easy.

Get approved for a new credit card, secure a mortgage, save money, start planning your future family  – endless possibilities…

What’s included:

  • Bonus – unlimited disputes with all 3 bureaus included for free.

  • Weekly TransUnion® credit report and score.

  • Enhanced credit monitoring and ID theft alerts.

  • Smart AI credit engine proven to optimize results.

  • $1M in ID theft insurance.

  • Personalized tips and guides tailored to your financial situation to help you build a strong credit profile

  • Credit building offers providing you with easy ways to build and improve your credit score

Quick

Enroll in minutes online – no call center agents!

Safe

Signing up doesn’t impact your credit score!

Savvy

Smart AI credit engine proven to optimize results.

Dovly AI Premium members see an average 82pt score increase!1

Try for free or sign up for the most advanced and complete credit care

Free

Great for people who have no big purchase coming up and want to try our services, for free – no hidden fees, no catches.

$0.00/mo

  • Monthly TransUnion® credit report and score

  • Manual dispute selection with TransUnion

  • Credit building offers providing you with easy ways to build and improve your credit scores
  • Personalized tips and guides tailored to your financial situation to help you build a strong credit profile
Just The Basics
Just The Basics

Premium

With 2x the success rate², this is great for people who want to get a new credit card, home loan, or car in the next 3+ months. Also great for anyone looking to pay down debt and start saving money.

$8.33/mo
($99.99 paid annually)

Monthly
Yearly

  • Smart AI engine proven to optimize score improvement

  • Weekly TransUnion® credit report and score

  • Unlimited AI-powered disputes with all 3 bureaus added for free3

  • Credit building offers providing you with easy ways to build and improve your credit scores
  • Personalized tips and guides tailored to your financial situation to help you build a strong credit profile

  • Enhanced credit monitoring and ID theft alerts

  • $1M In ID theft insurance

Boost My Credit
View Features Breakdown
What you get:PremiumFree
Smart AI engine proven to optimize score improvement
Weekly TransUnion® credit report and score

Monthly TransUnion credit report and score

Unlimited AI-powered disputes with all 3 bureaus added for free

Manual dispute selection with TransUnion

Enhanced credit monitoring
$1 Million in ID theft insurance

Live US-based Support

The only credit app you’ll ever need.

A better credit score gets you closer to financial freedom, period. Start managing, building, and protecting your credit today.

You’re awesome. Your credit score should be, too.

Dovly’s AI credit engine makes it easy to rock an impressive credit score. With a boost that can get you up close and personal to all those dreams that feel so out of reach.

How It Works

  • Step 1

Sign up in under 2 minutes

No hard credit pull! Signing up won’t affect your credit score—so check it out!

  • Step 2

Your personal credit action plan is in motion!

Build credit from scratch, bump your existing score, or protect your already stellar score – our AI engine will analyze your unique credit situation and match you with a personalized action plan and products that will help your credit the most.

  • Step 3

You’re all set – let AI handle the hard stuff

We’ll make sure to hit you up with updates to your credit score, tips, and recommendations—so download our app and don’t ghost us!

Real people. Real progress. Real awesome.

Welcome to the high credit club.

We’ll help you achieve a head-turning credit score with credit monitoring, alerts, scores, tips and tricks – all in one place.

Unlock unique benefits with Dovly Uplift for Visa cardholders. Click here to learn more. 

Learn about all things credit, personal finance, loans, and more.

Woman on the phone looking into her finances.

How Can Your Credit Score Impact Your Financial Well-being

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We’ve helped our members raise their scores by 9,000,000+ points4

FAQs

What is Dovly AI?

Dovly AI is shaking up the credit game with the first all-in-one AI credit engine that builds, fixes and protects credit, empowering all Americans to boom financially – 100% free. Powered by AI, Dovly offers credit tools for every step of your credit journey through a personalized action plan that guides you step by step towards your goals.

How does Dovly’s AI credit engine work?

It’s super simple! We handle all the hard stuff, so you can focus on your financial glow-up. Sign up in less than 2 minutes with no hard credit pull, and let our AI analyze your credit report. You’ll get a personalized action plan and products tailored to boost and protect your credit score. We’ll keep you updated with score changes, helpful tips, and recommendations that are easy to follow—just download our app and stay connected. We’ve got your back while your credit score improves!

How many points can I expect my score to go up?

Dovly Free members see an average score improvement of 34 points, while Premium AI members see a 82-point score improvement on average*. Our data shows that members who are more engaged and log into Dovly regularly see significantly better results.

*Average increase experienced by a sample of 86,156 Dovly Free members that have been enrolled more than 6 months, as of October 2024. Average increase experienced by a sample of 30,746 Dovly Premium AI members that have been enrolled more than 6 months, as of October 2024.

What do I need in order to enroll?

Getting started is super easy. Just choose the plan you want HERE and start your sign up process, which shouldn’t take more than 2 minutes and does NOT affect your credit. In order to sign up, you need to be at least 18 years old and a US resident with a valid Social Security number. Our verification process also requires answering some personal information questions to confirm your identity. Some applicants might also need to submit documentation such as a state-issued ID/Drivers License. 

Can I trust Dovly AI?

Yes, you can trust Dovly AI. Not only do we work with national banks, reputable businesses, and personal finance companies, we also have executive leaders who are accomplished and respected by industry peers. But more than anything our customers can attest to our value and service. Our Database is also encrypted and all personal information is stored on a segregated network to provide an additional layer of security.

Does Dovly AI have an app?

Yes! If you want to see better results and get alerts whenever anything important changes on your credit download our app today. Our data shows that members that download our app and are more engaged and log into Dovly regularly see significantly better results.

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