Up to 82 Pts
stronger.![]()
No stress.1
A credit score that opens doors? Yeah, we got you. Build, clean up, and protect your credit—100% free. Dovly’s AI-powered tools make it easy, so you get where you need, faster.
60,000+ reviews on the App Store & Google Play. We've supported 1,000,000+ members.
July 2024
credit card approval
sept 2024
for sale
March 2025
new car purchased
Nov 2024
mortgage approved
Your Future
Just
Got an Upgrade
That credit card with awesome rewards? In your wallet. That new car? Yours. Your dream home? Approved.
You focus on your goals. We’ll help with your credit. No stress, no guesswork - just results that work.
🚀 Members see an average credit score lift of 82 points
💰 Qualify for better credit cards, loans, and lower interest rates
🔒 Get peace of mind with 24/7 credit protection
JOIN FREEHow It Works (Made Simple)
01
Sign up in under 💨 2 minutes
No hard credit pull! Signing up won’t affect your score—so what do you have to lose??
02
We’ll do the heavy lifting
Our AI reviews your credit report and finds what’s slowing you down. Then we show you clear, personalized steps to move forward - whether it’s building new credit activity or cleaning up what’s already there.
03
Get Results
No hard work, confusing steps, or guesswork - just track progress and stay updated through the app. We’ll keep you in the loop with insights and notifications - so don’t ghost us!
Hey Dovly AI,Help Me Build Credit
Start with a new positive tradeline—no interest, no annual fee! 96% of members with a score under 550 saw a noticeable lift. Big credit energy starts now!²
Join Free
Hey Dovly AI,
Clean Up My Report
Got errors dragging your credit down? We’ve got you. Our AI flags what’s wrong and helps get it removed. Members who engage with our Premium tools see an average 82-point lift - let’s go. 🔓✨
Join FreeHey Dovly AI,
Watch My Back
Dovly AI is your elite credit security force—shielding your identity, blocking threats, and helping safeguard your credit around the clock. We stay on guard so you don’t have to.
Join Free
Your Credit, your way
Your Credit, your way
Build new history, clean up errors, and stay protected—all in one place. 100% free, no fine print, and no stress.
Most powerful
Premium 🤑
Monthly
Yearly
Our most powerful plan. Perfect if you're planning a big purchase—car, home, or credit card—or just want to take full control of your credit.
- ✅ Average 82pt score lift1
- ✅ Average $4,700 more in credit limits4
- ✅ 2X success rate for score movement3
Credit Score & Report
- Weekly TransUnion report and score
- Monitoring alerts to stay on top of credit changes
AI Dispute Support
- Unlimited AI disputes (free bonus!)5
- Multi-bureau support
Credit Building
- $2K tradeline to jumpstart credit activity6
Credit Protection
- Security score shows potential risk levels
- Data breach alerts
- TransUnion credit lock for fraud protection
ID Theft Insurance
- $1M ID theft insurance
Free 👋
- Average 34-point score lift7
- –
- –
Credit Score & Report
- Monthly TransUnion® report and score
- –
AI Dispute Support
- Manual dispute tool with TransUnion
- TransUnion-only support
Credit Building
- –
Credit Protection
- Security score tracking
- Limited data breach alerts
- –
ID Theft Insurance
- –
Dovly ai user see:
82 pts
shift in credit score, on average
$4,700
more in credit limits, on average
96%
of members with low scores saw progress
Real People.
Real Wins.
50,000+ reviews on the App Store & Google Play.
50,000+ reviews on the App Store & Google Play.
I love the app I never would imagine my credit score will be what it is because of this Dovly app I would recommend this to everybody I know
Google review by Michael Whitis
Well... I must say at first I was like what the hell am I getting myself into. My credit is too low already so I hesitated, went to Dovly website reading but thinking they are full of it, I decided to try it. Two months later I checked all 3 major credit bureaus and my score increased 48 points. I was amazed about the increase in my credit score. Then 52 points faster and so on. I thought they had mixed my name up with someone else. Dovly has really been a big part of my credit score increase. They keep you updated about anything that's going on about your credit. Thanks Dovly for giving me a second chance in life. Thanks Guys
Google review by Meet Michelle
So far my score has gone up well over 77 points. Dovly has changed my life and has gotten me one step closer to buying a home for myself and my family. Thank you!
Google review by Paisley G.
Simply amazing. Score improved almost 200 points in one month. I paid a credit service for years for what this app did in one month.
App Store review by Noel P.
I use only the free section of Dovly and I did NOT expect to get the gift I got this morning! My credit score jumped 123 pts! THANK YOU DOVLY for your help!
Google review by Hannah T.
Helped my credit go up over 100 points in less than 3 months, it's legit, it works.
Google review by Steven Z.
I absolutely love this app. It does everything. I am so happy to be living in the age of AI
Google review by Brett B.
I love Dovely. My credit has gone higher than it's ever been thanks to them.
Google review by Rashad J.
Dovly has been by far the best, hardest working app I have used while trying to get my credit back to where I feel comfortable with it. AMAZING!! I see comments like this all the time, and think it's a scam but I'm here to tell you that I am just a normal person from a small town just trying to get some help with my credit. If this is you then definitely choose this app over the others!! they just take your money....P.S - Dovly, has raised my credit score by 47 points in a little less than 3 months!! Good luck on your journeys. 😀
Google review by Brian R.
My credit went up 55 points and I only had Dovly for 2 months
Google review by Bonita C.
Man this is the best app I used. They put 56 points on my credit in a week. I love it.This app has helped boost my score between 75-112 points, in only… two short months, depending on which firm you ask. I went from a low five hundred score to an amazing score between 675 & 690! THX Dovly! UR THE BEST EVER!
Google review by ImSo
Absolutely Incredible! I’ve tried 10 other credit helping companies - None of them match Dovly. Thank You.Dovly is everything they say they are. I am so glad I gave them a chance. Dovly, you guys were amazing. Keep up the awesome work.
App Store review by J Dubb44
safe
Don’t worry, signing up won’t hurt your score 🤫
quick
Enroll in minutes - we won’t waste your time ⏳
savvy
AI-driven credit tech that works smarter, not harder 🤖
Financial
Freedom for Everyone. For Real.
The old-school credit system? Rigged. Built to put profits first, not you. That’s why we created Dovly AI—to flip the script. Our powerful AI works for you, not against you. And behind the tech? Real people who actually care about you and your financial success.We do it all for free. No gimmicks. No hidden fees. Just real results. It’s time to take back control.
Join the credit revolution
1,000,000+ MEMBERS 
LOVE DOVLY AI
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Unlock unique benefits with Dovly Uplift for Visa cardholders. Click here to learn more.
credit 101
FAQS
Dovly AI is the first all-in-one credit platform powered by artificial intelligence that helps you take control of your credit journey—100% free. From building new credit activity to staying protected, our tools support you every step of the way.
It’s super simple! We handle the heavy stuff, so you can focus on your financial glow-up. Sign up in less than 2 minutes with no hard credit pull. Our AI evaluates your credit report and creates a personalized action plan with tools tailored to support and secure your credit profile. You’ll receive updates and useful info to help you stay on track—just download our app and check in regularly!
Dovly Free members see an average score change of 34 points, while Premium AI members see an average shift of 82 points.* Members who log in regularly tend to see the best outcomes.
*Average increase experienced by a sample of 86,156 Dovly Free members that have been enrolled more than 6 months, as of October 2024. Average increase experienced by a sample of 30,746 Dovly Premium AI members that have been enrolled more than 6 months, as of October 2024.
Just choose your plan HERE and get started. It takes less than 2 minutes and won’t affect your credit. You must be at least 18, a U.S. resident, and have a valid Social Security number. We’ll verify your identity with a few quick questions—and you’re good to go.
Absolutely. We work with major financial institutions and partners. Our leadership team is made up of experienced, respected professionals, and our tech is secure. Your data is encrypted and stored on a segregated network for maximum protection.
Yep! Want to stay in the loop and get alerts when things change? Download our app. Members who use the app and check in often tend to see the best outcomes.
The total credit score progress 
our members have made? 14,000,000 points!8
JOIN FREE LEVEL UP
YOUR CREDIT
A stronger credit profile, stress-free.
Score gains 
for Premium members average out to82PTS
Everything you need to build, manage, and protect your credit—done for you, all in one FREE app.
Join FreeSCORE SHIFT!
SCORE SHIFT!
SCORE SHIFT!
+82 PTS
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