{"id":1375,"date":"2022-02-17T20:08:50","date_gmt":"2022-02-17T20:08:50","guid":{"rendered":"http:\/\/www..dovly.com\/post\/does-paying-my-rent-help-my-credit\/"},"modified":"2023-12-26T18:40:02","modified_gmt":"2023-12-26T18:40:02","slug":"does-paying-my-rent-help-my-credit","status":"publish","type":"post","link":"https:\/\/www.dovly.com\/post\/does-paying-my-rent-help-my-credit\/","title":{"rendered":"Does Paying My Rent Help My Credit?"},"content":{"rendered":"

The information shown on your credit report is used to determine your creditworthiness. It includes data about the money you have borrowed through loans or credit cards. When you\u2019re just getting started trying to build a credit history, you may wonder, \u201cDoes paying my rent help my credit?\u201d<\/p>\n

Building a Credit History From Scratch<\/strong><\/p>\n

If you\u2019ve never had any kind of borrowed money, you may not be able to prove to potential creditors that you\u2019re not a risky borrower. If you\u2019ve always paid your rent on time, it would seem like that should show up on your credit report. If it did, it would be one way to demonstrate that you pay bills when they\u2019re due, but rent payments don\u2019t typically show up on a credit report.<\/p>\n

Can You Get Rent Payments Added to Your Credit Report?<\/strong><\/p>\n

Not many landlords automatically report rent payments to the credit bureau. It\u2019s possible to have them added to your credit report if you use a rent reporting service. Some of these services are free while others may cost $100 a year or more.<\/p>\n

Examples of rent reporting services include Pinata<\/a> and Level Credit<\/a>. Pinata is a free service. By connecting your bank account to Pinata\u2019s secure platform, when you pay rent each month, the app verifies the payment and reports the information directly to one of the three main credit bureaus. LevelCredit charges a low monthly fee to subscribe to their service. Your rent payments are reported to the credit bureau, and you have access to a dashboard where you can see your credit score and get tips on building credit.<\/p>\n

Before signing up for a rent reporting service, find out which of the credit bureaus they report to and how you can cancel the service when you want to.<\/p>\n

Rent Payments and Your Credit Score<\/strong><\/p>\n

Not all credit scoring models consider your rental payment history when calculating your credit score. While the Vantage score and the newest version of the FICO score consider rent payment history, some of the more commonly used FICO scores don\u2019t look at that.<\/p>\n

Other Ways to Build Credit<\/strong><\/p>\n

If you\u2019re trying to build credit from zero, you may want to consider other ways to build credit besides relying on your rental history. A credit builder loan or a secured credit card are some other ways to get started building a payment history on your credit report. Becoming an authorized user on someone else\u2019s credit card account can also help you to build credit.<\/p>\n

Protecting Your Credit<\/strong><\/p>\n

Once you start borrowing and repaying money and building your credit history, it\u2019s important to be proactive about protecting your credit. Always pay your bills on time and avoid borrowing more thDovly is an automated credit repair<\/a> engine that can work with credit bureaus on your behalf to get negative items corrected if they were reported incorrectly. Try it risk-free with our free membership tier. Contact Dovly today.\u00a0an 30 percent of the available credit on revolving accounts.<\/p>\n

Review your credit reports at least annually to make sure there are not any errors on them. Dovly is an AI credit engine<\/a> that can help you dispute any errors you find on your credit report. Try it risk-free with our free membership tier. Get in touch with Dovly today.<\/p>\n","protected":false},"excerpt":{"rendered":"

The information shown on your credit report is used to determine your creditworthiness. It includes data about the money you have borrowed through loans or credit cards. When you\u2019re just getting started trying to build a credit history, you may wonder, \u201cDoes paying my rent help my credit?\u201d Building a Credit History From Scratch If […]<\/p>\n","protected":false},"author":6,"featured_media":1376,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[23],"tags":[24],"acf":{"education":"","previous_experience":"","caption_field":""},"yoast_head":"\nDoes Paying My Rent Help My Credit?<\/title>\n<meta name=\"description\" content=\"Does Paying My Rent Help My Credit?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.dovly.com\/post\/does-paying-my-rent-help-my-credit\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Does Paying My Rent Help My Credit?\" \/>\n<meta property=\"og:description\" content=\"Does Paying My Rent Help My Credit?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.dovly.com\/post\/does-paying-my-rent-help-my-credit\/\" \/>\n<meta property=\"og:site_name\" content=\"Dovly\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Dovly\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-02-17T20:08:50+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-12-26T18:40:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.dovly.com\/wp-content\/uploads\/2022\/10\/does-paying-my-rent-help-my-credit.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1366\" \/>\n\t<meta property=\"og:image:height\" content=\"768\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Tedis Baboumian\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@dovly_inc\" \/>\n<meta name=\"twitter:site\" content=\"@dovly_inc\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tedis Baboumian\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.dovly.com\/post\/does-paying-my-rent-help-my-credit\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.dovly.com\/post\/does-paying-my-rent-help-my-credit\/\"},\"author\":{\"name\":\"Tedis Baboumian\",\"@id\":\"https:\/\/www.dovly.com\/#\/schema\/person\/0328b4418de990355b712b044723c998\"},\"headline\":\"Does Paying My Rent Help My Credit?\",\"datePublished\":\"2022-02-17T20:08:50+00:00\",\"dateModified\":\"2023-12-26T18:40:02+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.dovly.com\/post\/does-paying-my-rent-help-my-credit\/\"},\"wordCount\":564,\"publisher\":{\"@id\":\"https:\/\/www.dovly.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.dovly.com\/post\/does-paying-my-rent-help-my-credit\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.dovly.com\/wp-content\/uploads\/2022\/10\/does-paying-my-rent-help-my-credit.png\",\"keywords\":[\"Credit Scores\"],\"articleSection\":[\"Credit Scores\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.dovly.com\/post\/does-paying-my-rent-help-my-credit\/\",\"url\":\"https:\/\/www.dovly.com\/post\/does-paying-my-rent-help-my-credit\/\",\"name\":\"Does Paying My Rent Help My Credit?\",\"isPartOf\":{\"@id\":\"https:\/\/www.dovly.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.dovly.com\/post\/does-paying-my-rent-help-my-credit\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.dovly.com\/post\/does-paying-my-rent-help-my-credit\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.dovly.com\/wp-content\/uploads\/2022\/10\/does-paying-my-rent-help-my-credit.png\",\"datePublished\":\"2022-02-17T20:08:50+00:00\",\"dateModified\":\"2023-12-26T18:40:02+00:00\",\"description\":\"Does Paying My Rent Help My Credit?\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.dovly.com\/post\/does-paying-my-rent-help-my-credit\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.dovly.com\/post\/does-paying-my-rent-help-my-credit\/#primaryimage\",\"url\":\"https:\/\/www.dovly.com\/wp-content\/uploads\/2022\/10\/does-paying-my-rent-help-my-credit.png\",\"contentUrl\":\"https:\/\/www.dovly.com\/wp-content\/uploads\/2022\/10\/does-paying-my-rent-help-my-credit.png\",\"width\":1366,\"height\":768},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.dovly.com\/#website\",\"url\":\"https:\/\/www.dovly.com\/\",\"name\":\"Dovly\",\"description\":\"Free Online Credit Repair Services, Credit Repair App and Software\",\"publisher\":{\"@id\":\"https:\/\/www.dovly.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.dovly.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.dovly.com\/#organization\",\"name\":\"Dovly\",\"url\":\"https:\/\/www.dovly.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.dovly.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/dovly.com\/wp-content\/uploads\/2023\/03\/Dovly-logo-for-Social-Media-Link-Shares-1.png\",\"contentUrl\":\"https:\/\/dovly.com\/wp-content\/uploads\/2023\/03\/Dovly-logo-for-Social-Media-Link-Shares-1.png\",\"width\":1200,\"height\":630,\"caption\":\"Dovly\"},\"image\":{\"@id\":\"https:\/\/www.dovly.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Dovly\/\",\"https:\/\/x.com\/dovly_inc\",\"https:\/\/www.linkedin.com\/company\/dovly\/\",\"https:\/\/www.instagram.com\/dovly\",\"https:\/\/www.tiktok.com\/@dovly.inc\",\"https:\/\/www.youtube.com\/channel\/UCNiv0d2L-mJxwhzIs7VgooA\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.dovly.com\/#\/schema\/person\/0328b4418de990355b712b044723c998\",\"name\":\"Tedis Baboumian\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.dovly.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.dovly.com\/wp-content\/uploads\/2023\/12\/Tedis-Baboumian-scaled.jpg\",\"contentUrl\":\"https:\/\/www.dovly.com\/wp-content\/uploads\/2023\/12\/Tedis-Baboumian-scaled.jpg\",\"caption\":\"Tedis Baboumian\"},\"description\":\"Tedis Baboumian is Dovly\u2019s Co-Founder and Chief Credit Officer. With over 20 years of experience in the consumer credit industry, Tedis is an authority on the credit industry and has cultivated deep relationships with the major credit bureaus and has developed extensive practical expertise in matters relating to credit reporting, regulatory compliance, information security, and fraud mitigation. Following a distinguished career in the U.S. Marine Corps as a specialist in intelligence gathering, legal services, and weapons training, Tedis returned to civilian life, joining Rapid Credit Reports (RCR), an independent credit reporting agency. Tedis managed compliance and operations for RCR, and eventually assumed leadership as the company\u2019s CEO. In 2018 he founded Dovly, alongside Nirit Rubenstein, Dovly\u2019s CEO. Tedis holds a bachelor\u2019s degree in management information systems from California State University, Long Beach.\",\"sameAs\":[\"https:\/\/dovly.com\",\"https:\/\/www.linkedin.com\/in\/tedis\/\"],\"url\":\"https:\/\/www.dovly.com\/post\/author\/tbaboumiandovly-com\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Does Paying My Rent Help My Credit?","description":"Does Paying My Rent Help My Credit?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.dovly.com\/post\/does-paying-my-rent-help-my-credit\/","og_locale":"en_US","og_type":"article","og_title":"Does Paying My Rent Help My Credit?","og_description":"Does Paying My Rent Help My Credit?","og_url":"https:\/\/www.dovly.com\/post\/does-paying-my-rent-help-my-credit\/","og_site_name":"Dovly","article_publisher":"https:\/\/www.facebook.com\/Dovly\/","article_published_time":"2022-02-17T20:08:50+00:00","article_modified_time":"2023-12-26T18:40:02+00:00","og_image":[{"width":1366,"height":768,"url":"https:\/\/www.dovly.com\/wp-content\/uploads\/2022\/10\/does-paying-my-rent-help-my-credit.png","type":"image\/png"}],"author":"Tedis Baboumian","twitter_card":"summary_large_image","twitter_creator":"@dovly_inc","twitter_site":"@dovly_inc","twitter_misc":{"Written by":"Tedis Baboumian","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.dovly.com\/post\/does-paying-my-rent-help-my-credit\/#article","isPartOf":{"@id":"https:\/\/www.dovly.com\/post\/does-paying-my-rent-help-my-credit\/"},"author":{"name":"Tedis Baboumian","@id":"https:\/\/www.dovly.com\/#\/schema\/person\/0328b4418de990355b712b044723c998"},"headline":"Does Paying My Rent Help My Credit?","datePublished":"2022-02-17T20:08:50+00:00","dateModified":"2023-12-26T18:40:02+00:00","mainEntityOfPage":{"@id":"https:\/\/www.dovly.com\/post\/does-paying-my-rent-help-my-credit\/"},"wordCount":564,"publisher":{"@id":"https:\/\/www.dovly.com\/#organization"},"image":{"@id":"https:\/\/www.dovly.com\/post\/does-paying-my-rent-help-my-credit\/#primaryimage"},"thumbnailUrl":"https:\/\/www.dovly.com\/wp-content\/uploads\/2022\/10\/does-paying-my-rent-help-my-credit.png","keywords":["Credit Scores"],"articleSection":["Credit Scores"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.dovly.com\/post\/does-paying-my-rent-help-my-credit\/","url":"https:\/\/www.dovly.com\/post\/does-paying-my-rent-help-my-credit\/","name":"Does Paying My Rent Help My Credit?","isPartOf":{"@id":"https:\/\/www.dovly.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.dovly.com\/post\/does-paying-my-rent-help-my-credit\/#primaryimage"},"image":{"@id":"https:\/\/www.dovly.com\/post\/does-paying-my-rent-help-my-credit\/#primaryimage"},"thumbnailUrl":"https:\/\/www.dovly.com\/wp-content\/uploads\/2022\/10\/does-paying-my-rent-help-my-credit.png","datePublished":"2022-02-17T20:08:50+00:00","dateModified":"2023-12-26T18:40:02+00:00","description":"Does Paying My Rent Help My Credit?","inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.dovly.com\/post\/does-paying-my-rent-help-my-credit\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.dovly.com\/post\/does-paying-my-rent-help-my-credit\/#primaryimage","url":"https:\/\/www.dovly.com\/wp-content\/uploads\/2022\/10\/does-paying-my-rent-help-my-credit.png","contentUrl":"https:\/\/www.dovly.com\/wp-content\/uploads\/2022\/10\/does-paying-my-rent-help-my-credit.png","width":1366,"height":768},{"@type":"WebSite","@id":"https:\/\/www.dovly.com\/#website","url":"https:\/\/www.dovly.com\/","name":"Dovly","description":"Free Online Credit Repair Services, Credit Repair App and Software","publisher":{"@id":"https:\/\/www.dovly.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.dovly.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.dovly.com\/#organization","name":"Dovly","url":"https:\/\/www.dovly.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.dovly.com\/#\/schema\/logo\/image\/","url":"https:\/\/dovly.com\/wp-content\/uploads\/2023\/03\/Dovly-logo-for-Social-Media-Link-Shares-1.png","contentUrl":"https:\/\/dovly.com\/wp-content\/uploads\/2023\/03\/Dovly-logo-for-Social-Media-Link-Shares-1.png","width":1200,"height":630,"caption":"Dovly"},"image":{"@id":"https:\/\/www.dovly.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Dovly\/","https:\/\/x.com\/dovly_inc","https:\/\/www.linkedin.com\/company\/dovly\/","https:\/\/www.instagram.com\/dovly","https:\/\/www.tiktok.com\/@dovly.inc","https:\/\/www.youtube.com\/channel\/UCNiv0d2L-mJxwhzIs7VgooA"]},{"@type":"Person","@id":"https:\/\/www.dovly.com\/#\/schema\/person\/0328b4418de990355b712b044723c998","name":"Tedis Baboumian","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.dovly.com\/#\/schema\/person\/image\/","url":"https:\/\/www.dovly.com\/wp-content\/uploads\/2023\/12\/Tedis-Baboumian-scaled.jpg","contentUrl":"https:\/\/www.dovly.com\/wp-content\/uploads\/2023\/12\/Tedis-Baboumian-scaled.jpg","caption":"Tedis Baboumian"},"description":"Tedis Baboumian is Dovly\u2019s Co-Founder and Chief Credit Officer. With over 20 years of experience in the consumer credit industry, Tedis is an authority on the credit industry and has cultivated deep relationships with the major credit bureaus and has developed extensive practical expertise in matters relating to credit reporting, regulatory compliance, information security, and fraud mitigation. Following a distinguished career in the U.S. Marine Corps as a specialist in intelligence gathering, legal services, and weapons training, Tedis returned to civilian life, joining Rapid Credit Reports (RCR), an independent credit reporting agency. Tedis managed compliance and operations for RCR, and eventually assumed leadership as the company\u2019s CEO. In 2018 he founded Dovly, alongside Nirit Rubenstein, Dovly\u2019s CEO. Tedis holds a bachelor\u2019s degree in management information systems from California State University, Long Beach.","sameAs":["https:\/\/dovly.com","https:\/\/www.linkedin.com\/in\/tedis\/"],"url":"https:\/\/www.dovly.com\/post\/author\/tbaboumiandovly-com\/"}]}},"_links":{"self":[{"href":"https:\/\/www.dovly.com\/wp-json\/wp\/v2\/posts\/1375"}],"collection":[{"href":"https:\/\/www.dovly.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.dovly.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.dovly.com\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dovly.com\/wp-json\/wp\/v2\/comments?post=1375"}],"version-history":[{"count":2,"href":"https:\/\/www.dovly.com\/wp-json\/wp\/v2\/posts\/1375\/revisions"}],"predecessor-version":[{"id":5312,"href":"https:\/\/www.dovly.com\/wp-json\/wp\/v2\/posts\/1375\/revisions\/5312"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.dovly.com\/wp-json\/wp\/v2\/media\/1376"}],"wp:attachment":[{"href":"https:\/\/www.dovly.com\/wp-json\/wp\/v2\/media?parent=1375"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.dovly.com\/wp-json\/wp\/v2\/categories?post=1375"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.dovly.com\/wp-json\/wp\/v2\/tags?post=1375"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}