{"id":5955,"date":"2024-03-07T22:39:08","date_gmt":"2024-03-07T22:39:08","guid":{"rendered":"https:\/\/dovly.com\/?page_id=5955"},"modified":"2024-05-02T16:17:57","modified_gmt":"2024-05-02T16:17:57","slug":"free-credit-repair-online","status":"publish","type":"page","link":"https:\/\/www.dovly.com\/free-credit-repair-online\/","title":{"rendered":"Lead Gen &#8211; Free Credit Repair Online"},"content":{"rendered":"<h1>Go Beyond Free Credit Repair Online With Dovly<\/h1>\n<p>\n    <a href=\"#DovlyPricing\">Boost My Score for FREE<\/a>\n<\/p>\n<ul>\n<li>\n<p>        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/08\/ios-1-small.png\" alt=\"\"><\/p>\n<p><a href=\"https:\/\/dovly.sng.link\/A7gja\/x1p8?_dl=dovly%3A%3A%2F%2FfunnelId&#038;_p=10&#038;_smtype=3\">Read more<\/a><\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/08\/app-store-155321632-1-small.png\" alt=\"\"><\/p>\n<p><a href=\"https:\/\/dovly.sng.link\/A7gja\/x1p8?_dl=dovly%3A%3A%2F%2FfunnelId&#038;_p=10&#038;_smtype=3\">Read more<\/a><\/p>\n<\/li>\n<\/ul>\n<p><img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/12\/mortgage-1-86e224ba.webp\" alt=\"\"><\/p>\n<div>\n<h2 style=\"text-align: center;\">Bad Credit is Holding You Back<\/h2>\n<\/div>\n<div>\n<p>Ever felt stuck because of bad credit? Your credit score is more than just a number; it can be a significant roadblock, impacting various aspects of your life. From limiting access to credit and increasing interest rates to making it harder to secure housing, employment, and essential services, bad credit can cast a shadow over your aspirations. The strain it puts on finances may lead to stress and strained relationships, and its consequences can have a lasting impact on your ability to plan for the future.<\/p>\n<\/div>\n<p>\n    <a href=\"\/pricing\/\">Boost My Score for FREE<\/a>\n<\/p>\n<div>\n<p>        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2022\/10\/image31.png\" alt=\"\"><\/p>\n<h3>Getting a Credit Card<\/h3>\n<div>\n<p>Bad credit can also slam the door on getting a credit card. A credit card company, wary of your credit history, might reject your application or offer one with sky-high interest rates and minimal perks.<\/p>\n<\/div>\n<\/div>\n<div>\n<p>        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2022\/10\/5fe2d315354a9a68b09e52d4_2.png\" alt=\"\"><\/p>\n<h3>Getting a New Car<\/h3>\n<div>\n<p>Bad credit can put the brakes on your plans to get a new car. Lenders, cautious about your credit history, may make it challenging to secure an auto loan. Even if approval happens, expect higher interest rates that drive up the overall cost of the car.\u00a0<\/p>\n<\/div>\n<\/div>\n<div>\n<p>        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2022\/10\/5fe2d313271924bfd9c00e7a_4.png\" alt=\"\"><\/p>\n<h3>Purchasing a Home<\/h3>\n<div>\n<p>Bad credit can crush your dream of owning a home. It makes getting a mortgage tough, with higher interest rates and hefty down payment demands. Lenders might even slam the door shut.\u00a0<\/p>\n<\/div>\n<\/div>\n<div>\n<p>        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2022\/10\/5fe2d30f0d8e2046be3d5195_1.png\" alt=\"\"><\/p>\n<h3>Qualifying For a Loan<\/h3>\n<div>\n<p>Bad credit can stand in the way of qualifying for a loan. Lenders, skeptical of your credit track record, might make it difficult to secure the financing you need. Even if approval comes through, brace yourself for higher interest rates, increasing the burden of repayment.\u00a0<\/p>\n<\/div>\n<\/div>\n<div>\n<h2>70% of Credit Reports Contain Mistakes<\/h2>\n<p>Source: <a href=\"https:\/\/pirg.org\/wp-content\/uploads\/2013\/05\/Mistakes_Do_Happen_2004_USPIRG.pdf\">National Association of State PIRGs, 2004.<\/a><\/p>\n<p>Without proper oversight by a credit repair company, your score might fall below its potential. Negative items like input errors, identity mix-ups, and delayed reporting contribute to a maze of discrepancies in the complex financial terrain. With extensive information exchange among creditors and credit reporting bureaus, the risk of inaccuracies in payment history and false account details becomes a significant concern.<\/p>\n<\/div>\n<p>\n    <a href=\"#DovlyPricing\">Boost My Score for FREE<\/a>\n<\/p>\n<p><img decoding=\"async\" src=\"\/wp-content\/uploads\/2024\/03\/10.-Review-Account.png\" alt=\"\"><\/p>\n<div>\n<h3>Common Credit Issues &amp; Their Impact<\/h3>\n<\/div>\n<hr>\n<ul>\n<li>\n<h3>\n<h4>Late payments<\/h4>\n<\/h3>\n<div>\n<p>Late payments on credit accounts can result in negative marks on your report. The more recent and frequent the late payments, the more significant the negative impact on your score. Not paying your bills on time can affect your ability to qualify for new credit and may result in higher interest rates.<\/p>\n<\/div>\n<\/li>\n<li>\n<h3>\n<h4>High Credit Card Balances<\/h4>\n<\/h3>\n<div>\n<p>Maxing out credit cards or carrying high balances on credit cards relative to your credit limit, known as a high credit utilization ratio, can negatively impact your score. It may signal financial strain and impact your ability to qualify for additional credit.<\/p>\n<\/div>\n<\/li>\n<li>\n<h3>\n<h4>Collections<\/h4>\n<\/h3>\n<div>\n<p>Accounts sent to collections due to non-payment can have a severe impact on your score. These entries remain on your report for several years, making it challenging to qualify for new credit.<\/p>\n<\/div>\n<\/li>\n<li>\n<h3>\n<h4>Bankruptcy<\/h4>\n<\/h3>\n<div>\n<p>Filing for bankruptcy is a major credit event that can stay on your report for seven to ten years. It significantly lowers your score and makes it difficult to qualify for new credit during that period.<\/p>\n<\/div>\n<\/li>\n<\/ul>\n<p><img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/08\/thought-catalog-Nv-vx3kUR2A-unsplash-1-scaled.jpg\" alt=\"\"><\/p>\n<div>\n<h3>\n<h4>Identity Theft<\/h4>\n<\/h3>\n<div>\n<p>If you become a victim of identity theft, fraudulent accounts or transactions may appear on your report. Resolving these issues can be time-consuming and may temporarily impact your score.<\/p>\n<\/div>\n<\/div>\n<ul>\n<li>\n<h3>\n<h4>Inaccuracies on Credit Reports<\/h4>\n<\/h3>\n<div>\n<p>Errors on your credit report, such as incorrect account information or payment history, can lead to inaccurate credit scores. Regularly monitoring your report helps identify and dispute any inaccuracies.<\/p>\n<\/div>\n<\/li>\n<li>\n<h3>\n<h4>Closing Old Accounts<\/h4>\n<\/h3>\n<div>\n<p>Closing old credit accounts can impact the average age of your credit history, potentially lowering your score. It&#8217;s generally advisable to keep older accounts open to maintain a positive credit history.<\/p>\n<\/div>\n<\/li>\n<li>\n<h3>\n<h4>Multiple Credit Applications (Hard Inquiries)<\/h4>\n<\/h3>\n<div>\n<p>Applying for multiple lines of credit within a short period can result in multiple hard inquiries on your report. While each inquiry may have a minor impact, numerous inquiries can signal financial stress and lower your score.<\/p>\n<\/div>\n<\/li>\n<\/ul>\n<p><img decoding=\"async\" src=\"\/wp-content\/uploads\/2024\/02\/couple-stressed-about-eviction-notice-with-moving-box-next-to-them-1.png\" alt=\"couple sitting on floor, looking at eviction notice, moving box next to them, visibly worried\"><\/p>\n<div>\n<h2 style=\"text-align: left;\">How to Recognize Mistakes on Your Credit Report<\/h2>\n<\/div>\n<hr>\n<ul>\n<li>\n<h3>\n<h3>Review Personal Information<\/h3>\n<\/h3>\n<div>\n<p>Check for inaccuracies in your personal information, such as your name, address, Social Security number, and employment details. Ensure that all information is current and correctly reported.<\/p>\n<\/div>\n<\/li>\n<li>\n<h3>\n<h3>Examine Account Information<\/h3>\n<\/h3>\n<div>\n<p>Scrutinize each account listed on your report. Look for any accounts that you don&#8217;t recognize or that have inaccurate details, such as the account status, balance, or payment history.<\/p>\n<\/div>\n<\/li>\n<li>\n<h3>\n<h3>Check for Duplicate Entries<\/h3>\n<\/h3>\n<div>\n<p>Verify that each account is reported only once. Duplicate entries may artificially inflate your outstanding credit balances and affect your credit utilization ratio.<\/p>\n<\/div>\n<\/li>\n<\/ul>\n<p><img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/08\/homepage-girl-1.jpg\" alt=\"\"><\/p>\n<ul>\n<li>\n<h3>\n<h3>Review Payment History<\/h3>\n<\/h3>\n<div>\n<p>Examine the payment history for each account. Ensure that late payments, if any, are accurately reported. Pay attention to the dates and frequency of any late payments.<\/p>\n<\/div>\n<\/li>\n<li>\n<h3>\n<h3>Look for Closed Accounts<\/h3>\n<\/h3>\n<div>\n<p>Closed accounts should be reported accurately, indicating whether they were closed by you or the creditor. If an account is listed as open when it&#8217;s closed, or vice versa, it could be an error.<\/p>\n<\/div>\n<\/li>\n<li>\n<h3>\n<h3>Review Hard Inquiries<\/h3>\n<\/h3>\n<div>\n<p>Verify that all hard inquiries listed on your report are legitimate and were authorized by you. Multiple inquiries within a short period may negatively impact your credit score.<\/p>\n<\/div>\n<\/li>\n<\/ul>\n<p><img decoding=\"async\" src=\"\/wp-content\/uploads\/2024\/03\/Learn.png\" alt=\"\"><\/p>\n<ul>\n<li>\n<h3>\n<h3>Verify Credit Limits<\/h3>\n<\/h3>\n<div>\n<p>Check the credit limits reported for your credit cards. Incorrect credit limits can impact your credit utilization ratio, potentially affecting your score.<\/p>\n<\/div>\n<\/li>\n<li>\n<h3>\n<h3>Identify Accounts in Collections<\/h3>\n<\/h3>\n<div>\n<p>If any accounts are reported as being in collections, verify the accuracy of this information. Ensure that any debts in collections are legitimate and appropriately reported.<\/p>\n<\/div>\n<\/li>\n<li>\n<h3>\n<h3>Examine Public Records<\/h3>\n<\/h3>\n<div>\n<p>Check for any inaccuracies in public records, such as bankruptcies, foreclosures, or judgments. These entries can have a significant impact on your score.<\/p>\n<\/div>\n<\/li>\n<\/ul>\n<p><img decoding=\"async\" src=\"\/wp-content\/uploads\/2022\/10\/keep-your-credit-score-and-report-in-good-standing-heres-how.png\" alt=\"\"><\/p>\n<div>\n<h2>Understanding the Dispute Process<\/h2>\n<\/div>\n<div>\n<p>No need to hire credit counselors or search for credit repair services! With Dovly, you can sit back and relax as our AI engine starts working to remove inaccurate negative items from your credit reports: collections, charge-offs, late payments, and more. We&#8217;ll do a soft pull of your credit, that doesn&#8217;t harm your credit. We show you the items harming your credit so you can confirm what you&#8217;d like us to dispute with the credit bureau. As we work with them to remove inaccurate negative items, you&#8217;ll see your score increase.<\/p>\n<\/div>\n<p>\n    <a href=\"#DovlyPricing\">Boost My Score for FREE<\/a>\n<\/p>\n<p><img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/08\/brooke-cagle-cb4Dv50LN1Y-unsplash-1-1-scaled.jpg\" alt=\"\"><\/p>\n<div>\n<h2>Beyond Online Free Credit Repair<\/h2>\n<\/div>\n<div>\n<p>Dovly is a comprehensive AI credit solutions engine that monitors, (re)builds, and protects your credit. It offers a range of tools and services to assist you in achieving better financial health. Our mission is to help all Americans get ahead financially and empower them to reach their goals. Will you let us help you?<\/p>\n<\/div>\n<p>\n    <a href=\"#DovlyPricing\">Boost My Score for FREE<\/a>\n<\/p>\n<ul>\n<li>\n<p>        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/08\/ios-1-small.png\" alt=\"\"><\/p>\n<p><a href=\"https:\/\/dovly.sng.link\/A7gja\/x1p8?_dl=dovly%3A%3A%2F%2FfunnelId&#038;_p=10&#038;_smtype=3\">Read more<\/a><\/p>\n<\/li>\n<li>\n<p>        <img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/08\/app-store-155321632-1-small.png\" alt=\"\"><\/p>\n<p><a href=\"https:\/\/dovly.sng.link\/A7gja\/x1p8?_dl=dovly%3A%3A%2F%2FfunnelId&#038;_p=10&#038;_smtype=3\">Read more<\/a><\/p>\n<\/li>\n<\/ul>\n<p><video src=\"\/wp-content\/uploads\/2022\/12\/VIDEO-2.mp4\" poster=\"\"><\/video><\/p>\n<h2>We\u2019ve helped our members raise their scores by 5,000,000+ points<sup>4<\/sup><\/h2>\n<p>\n    <a href=\"#DovlyPricing\">Boost My Score for FREE<\/a>\n<\/p>\n<div>\n<h2>Identify &amp; Fix Credit Issues for Free with Dovly<\/h2>\n<\/div>\n<div>\n<p>Dovly is not a traditional credit repair company. Dovly&#8217;s AI engine manages, disputes, fixes, (re)builds, and maintains your credit for you. It also provides personalized recommendations to boost your score and be your pocket financial assistant for life.<\/p>\n<\/div>\n<hr>\n<ul>\n<li>\n<div>\n<h3>Access Your Credit Reports<\/h3>\n<\/div>\n<\/li>\n<li>\n<div>\n<p>Once you sign up for Dovly AI, you&#8217;ll get access to your credit report from the 3 major credit bureaus.<\/p>\n<\/div>\n<\/li>\n<li>\n<div>\n<h3>Identify Errors &amp; Select Your Disputes<\/h3>\n<\/div>\n<\/li>\n<li>\n<div>\n<p>The first step to repairing your credit is to identify the negative items on your credit report.<\/p>\n<\/div>\n<\/li>\n<li>\n<div>\n<h3>Let Us Do the Heavy Lifting for You<\/h3>\n<\/div>\n<\/li>\n<li>\n<div>\n<p>Dovly AI will dispute them for you for free without you having to get on the phone or check in.<\/p>\n<\/div>\n<\/li>\n<\/ul>\n<p>\n    <a href=\"#DovlyPricing\">Boost My Score for FREE<\/a>\n<\/p>\n<p><img decoding=\"async\" src=\"\/wp-content\/uploads\/2024\/03\/Learn-Factors.png\" alt=\"\"><\/p>\n<div>\n<h2>Benefits of Using Dovly<\/h2>\n<p>Dovly is not a traditional credit repair company. Dovly&#8217;s AI engine manages, disputes, fixes, (re)builds, and maintains your credit for you. It also provides personalized recommendations to boost your score and be your pocket financial assistant for life.<\/p>\n<\/div>\n<p>\n    <a href=\"#DovlyPricing\">Boost My Score for FREE<\/a>\n<\/p>\n<p><img decoding=\"async\" src=\"\/wp-content\/uploads\/2024\/03\/couple-on-phone.png\" alt=\"\"><\/p>\n<h2>How do we compare?<\/h2>\n<p><img decoding=\"async\" src=\"\/wp-content\/uploads\/2024\/04\/Dovly_AI_logo_Black.png\" alt=\"\"><br \/>\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2022\/10\/competitors.png\" alt=\"\"><\/p>\n<h3>Smart Error Resolution<\/h3>\n<div>\n<p>We go beyond credit monitoring. What good is knowing your credit if you don\u2019t know how to improve it? Dovly tracks, manages, and improves your credit.<\/p>\n<\/div>\n<p>[check]<br \/>\n[close]<\/p>\n<h3>Free Credit Solutions<\/h3>\n<div>\n<p>Dovly offers the first, free automated credit improvement solution in the industry. We show you the items dragging down your score, you tell us which of those you want to dispute, and we take it from there. All you have to do is sit back and watch your score increase.\u00a0<\/p>\n<\/div>\n<div>\n<p><span>Free<\/span><\/p>\n<\/div>\n<p>[close]<\/p>\n<div>\n<p>Still unsure? Read more about <a href=\"https:\/\/dovly.com\/post\/how-dovly-compares-with-other-credit-solutions-companies\/\">how Dovly compares to the top credit improvement companies<\/a>.\u00a0<\/p>\n<\/div>\n<h2>Real people. Real progress. Real awesome.<\/h2>\n<ul>\n<li>\n<p><img decoding=\"async\" src=\"\/wp-content\/uploads\/2024\/02\/Google-reviews.png\" alt=\"\"><\/p>\n<div>\n<div class=\"jxjCjc\">\n<div class=\"gQfZge\">\n<div class=\"BgXiYe\">\n<div class=\"Jtu6Td\">\n<div class=\"jxjCjc\">\n<div class=\"gQfZge\">\n<div class=\"BgXiYe\">\n<div class=\"Jtu6Td\">\n<div class=\"jxjCjc\">\n<div class=\"gQfZge\">\n<div class=\"BgXiYe\">\n<div>\n<div class=\"Jtu6Td\"><span jscontroller=\"MZnM8e\" jsaction=\"rcuQ6b:npT2md\"><span data-expandable-section=\"\" tabindex=\"-1\">Since using Dovly my credit has improved 63 points! I have been able to file disputes for all inaccuracies on all 3 of my credit reports and most have been amended in my favor. This app is incredible and I HIGHLY recommend!!<\/span><\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"GmO6pf\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>&#8211; Alexx<\/p>\n<\/div>\n<\/li>\n<li>\n<p><img decoding=\"async\" src=\"\/wp-content\/uploads\/2024\/02\/Google-reviews.png\" alt=\"\"><\/p>\n<div>\n<div class=\"jxjCjc\">\n<div class=\"gQfZge\">\n<div class=\"BgXiYe\">\n<div class=\"Jtu6Td\">\n<div class=\"jxjCjc\">\n<div class=\"gQfZge\">\n<div class=\"BgXiYe\">\n<div class=\"Jtu6Td\">\n<div class=\"jxjCjc\">\n<div class=\"gQfZge\">\n<div class=\"BgXiYe\">\n<div class=\"Jtu6Td\">\n<div class=\"jxjCjc\">\n<div class=\"gQfZge\">\n<div class=\"BgXiYe\">\n<div>\n<div class=\"Jtu6Td\"><span jscontroller=\"MZnM8e\" jsaction=\"rcuQ6b:npT2md\"><span data-expandable-section=\"\" tabindex=\"-1\">Dovly provides a way for the little people to do big things when it comes to credit. I suggest anyone under a 700 for a credit score to invest their time in Dovly . TRUST me its worth it.<\/span><\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"GmO6pf\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>\u2013 Timothy<\/p>\n<\/div>\n<\/li>\n<li>\n<p><img decoding=\"async\" src=\"\/wp-content\/uploads\/2024\/02\/Google-reviews.png\" alt=\"\"><\/p>\n<div>\n<div class=\"jxjCjc\">\n<div class=\"gQfZge\">\n<div class=\"BgXiYe\">\n<div>\n<div class=\"Jtu6Td\"><span jscontroller=\"MZnM8e\" jsaction=\"rcuQ6b:npT2md\"><span data-expandable-section=\"\" tabindex=\"-1\">I\u2019ve been extremely grateful and impressed with dovly inc. with all the help I\u2019ve received with my credit report and with rebuilding. I tell everyone I speak to about anything credit wise about Dovly. I a million times over recommend them. Thanks Dovly and team<\/span><\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"GmO6pf\"><\/div>\n<p>\u2013 Allen<\/p>\n<\/div>\n<\/li>\n<\/ul>\n<h2>Frequently Asked Questions<\/h2>\n<ul>\n<li>\n<h3>\n<h3>Is Dovly really free?<\/h3>\n<\/h3>\n<div>\n<p>Dovly stays free for as long as you want! It is the first free credit care solution for individuals looking to get on a path to better credit. No hidden fees, no setup fees, no catches.<br \/>Dovly&#8217;s free plan provides a monthly TransUnion credit report and score, as well as manual dispute selection with TransUnion only. No credit card required. We also offer a Premium subscription with additional benefits such as our Smart AI engine proven to optimize score improvement, enhanced daily credit monitoring, unlimited AI-powered disputes with all 3 bureaus, weekly TransUnion credit report and score, and many more features for those looking for more extensive credit care.<\/p>\n<\/div>\n<\/li>\n<li>\n<h3>\n<h3>Can I really do everything online?<\/h3>\n<\/h3>\n<div>\n<p>Absolutely! That&#8217;s the whole point. With Dovly, fixing your credit is as easy as swiping. When you log into Dovly, we show you what&#8217;s hurting your score, and you swipe to confirm what&#8217;s accurate or not. And that&#8217;s when the magic happens. Our smart engine will prioritize the negative items and send them to the credit bureau so things get fixed as soon as possible. No printout, no mail, no phone call. No hassle.<\/p>\n<\/div>\n<\/li>\n<li>\n<h3>\n<h3>Does repairing my credit with Dovly actually work?<\/h3>\n<\/h3>\n<div>\n<p>Within six months, Dovly Free members see an average score improvement of 31 points*, while Premium members see a 79-point score improvement on average**. Our data shows that members who are more engaged and log into Dovly regularly see significantly better results. with over 20,000 reviews (5-star rating!), we know what it takes to make your credit right. Read <a href=\"https:\/\/dovly.com\/reviews\/\">our reviews<\/a>. <br \/>*Average increase experienced by a sample of 21,118 Dovly AI Free members that have been enrolled more than 6 months, as of September 2023. ** Average increase experienced by a sample of 18,831 Dovly Premium members that have been enrolled more than 6 months, as of September 2023.<\/p>\n<\/div>\n<\/li>\n<li>\n<h3>\n<h3>How long does it take to get results?<\/h3>\n<\/h3>\n<div>\n<p>The timeline for credit improvement varies depending on your individual credit history and negative items on your report. Credit is a marathon, not a sprint. Most Dovly members see double-digit score increases within four months or less, but every situation is different.<br \/>Within six months, Dovly Free members see an average score improvement of 31 points, while Premium members see a 79-point score improvement on average*. Our data shows that members who are more engaged and log into Dovly regularly see significantly better results.<br \/>*Average increase experienced by a sample of 21,118 Dovly Free members that have been enrolled more than 6 months, as of September 2023. Average increase experienced by a sample of 18,831 Dovly Premium members that have been enrolled more than 6 months, as of September 2023.<\/p>\n<\/div>\n<\/li>\n<\/ul>\n<p>\n    <a href=\"\/faq\/\">Read More FAQs<\/a>\n<\/p>\n<h2>Featured Blogs<\/h2>\n<hr>\n<div>\n<\/div>\n<p>\n    <a href=\"\/learn\/\">View All<\/a>\n<\/p>\n<p><!--more--><br \/>\n<!-- {\"type\":\"layout\",\"children\":[{\"type\":\"section\",\"props\":{\"class\":\"moneylionSec1\",\"image_position\":\"center-center\",\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"middle\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"3-5,2-5\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"3-5\"},\"children\":[{\"type\":\"headline\",\"props\":{\"content\":\"Go Beyond Free Credit Repair Online With Dovly\",\"css\":\".el-element strong{ color:#28dea6;}\\n.el-element sup{font-weight:normal; font-size:18px; color:#28dea6; line-height:100%; position:relative; top:-30px;}\",\"margin_remove_top\":true,\"title_element\":\"h1\"}},{\"type\":\"button\",\"props\":{\"button_size\":\"large\",\"css\":\"@media (max-width: 616px) {\\n    .el-content{width:100%;}\\n}\",\"fullwidth\":false,\"grid_column_gap\":\"small\",\"grid_row_gap\":\"small\",\"margin\":\"default\"},\"children\":[{\"type\":\"button_item\",\"props\":{\"button_style\":\"primary\",\"content\":\"Boost My Score for FREE\",\"icon_align\":\"left\",\"link\":\"#DovlyPricing\"}}]},{\"type\":\"gallery\",\"props\":{\"class\":\"mw-xs-255\",\"css\":\".el-item{ position:relative;}\\n.el-item .uk-position-center{ position:absolute !important; left:0; right:0; top:0; bottom:0; transform:none; width:100%;}\\n.el-item .uk-position-center .uk-panel{ padding:0; width:100%; height:100%;}\\n.el-item .uk-position-center .uk-panel .uk-margin-top{height:100%;}\\n.el-item .el-link{ font-size:0; width: 100%;\\n    height: 100%; background:transparent;}\\n@media (max-width: 616px) {\\n    .el-element{\\n        padding-top:30px;\\n        padding-bottom:30px;\\n    }\\n}\",\"filter_align\":\"left\",\"filter_all\":true,\"filter_grid_breakpoint\":\"m\",\"filter_grid_width\":\"auto\",\"filter_position\":\"top\",\"filter_style\":\"tab\",\"grid_column_align\":false,\"grid_column_gap\":\"small\",\"grid_default\":\"2\",\"grid_medium\":\"auto\",\"grid_row_align\":true,\"grid_small\":\"auto\",\"id\":\"appBtnGroup\",\"item_animation\":true,\"link_fullwidth\":true,\"link_margin\":\"remove\",\"link_style\":\"default\",\"link_text\":\"Read more\",\"margin\":\"default\",\"meta_align\":\"below-title\",\"meta_element\":\"div\",\"meta_style\":\"text-meta\",\"overlay_hover\":false,\"overlay_mode\":\"cover\",\"overlay_position\":\"center\",\"overlay_style\":\"\",\"overlay_transition\":\"fade\",\"show_content\":false,\"show_hover_image\":false,\"show_link\":true,\"show_meta\":false,\"show_title\":false,\"text_align\":\"center\",\"text_color\":\"light\",\"title_element\":\"h3\",\"title_hover_style\":\"reset\"},\"children\":[{\"type\":\"gallery_item\",\"props\":{\"image\":\"wp-content\\\/uploads\\\/2023\\\/08\\\/ios-1-small.png\",\"link\":\"https:\\\/\\\/dovly.sng.link\\\/A7gja\\\/x1p8?_dl=dovly%3A%3A%2F%2FfunnelId&_p=10&_smtype=3\"}},{\"type\":\"gallery_item\",\"props\":{\"hover_image\":\"\",\"image\":\"wp-content\\\/uploads\\\/2023\\\/08\\\/app-store-155321632-1-small.png\",\"link\":\"https:\\\/\\\/dovly.sng.link\\\/A7gja\\\/x1p8?_dl=dovly%3A%3A%2F%2FfunnelId&_p=10&_smtype=3\"}}]}]},{\"type\":\"column\",\"props\":{\"class\":\"mw-xs-255 moneyBanner1\",\"css\":\".el-column{position:relative;}\",\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"vertical_align\":\"middle\",\"width_medium\":\"2-5\"},\"children\":[{\"type\":\"image\",\"props\":{\"css\":\"@media (max-width: 616px) {\\n    .el-element{\\n        padding-bottom:60px;\\n    }\\n}\",\"image\":\"wp-content\\\/uploads\\\/2023\\\/12\\\/mortgage-1-86e224ba.webp\",\"image_border\":\"rounded\",\"image_svg_color\":\"emphasis\",\"image_width\":\"620\",\"margin\":\"default\"}}]}]}],\"name\":\"homepage top section\"},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"padding\":\"xsmall\",\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"middle\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"padding_remove_horizontal\":false,\"width\":\"default\"},\"children\":[{\"type\":\"column\",\"props\":{\"class\":\"bg-light uk-border-rounded uk-padding-large\",\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"\n\n<h2 style=\\\"text-align: center;\\\">Bad Credit is Holding You Back<\\\/h2>\",\"margin\":\"default\"}},{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"\n\n<p>Ever felt stuck because of bad credit? Your credit score is more than just a number; it can be a significant roadblock, impacting various aspects of your life. From limiting access to credit and increasing interest rates to making it harder to secure housing, employment, and essential services, bad credit can cast a shadow over your aspirations. The strain it puts on finances may lead to stress and strained relationships, and its consequences can have a lasting impact on your ability to plan for the future.<\\\/p>\",\"margin\":\"default\"}},{\"type\":\"button\",\"props\":{\"button_size\":\"large\",\"grid_column_gap\":\"small\",\"grid_row_gap\":\"small\",\"margin\":\"default\",\"text_align\":\"center\"},\"children\":[{\"type\":\"button_item\",\"props\":{\"button_style\":\"primary\",\"content\":\"Boost My Score for FREE\",\"icon_align\":\"left\",\"link\":\"\\\/pricing\\\/\",\"link_title\":\"FIX MY CREDIT\"}}]},{\"type\":\"fragment\",\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"1-4,1-4,1-4,1-4|1-2,1-2,1-2,1-2\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"1-4\",\"width_small\":\"1-2\"},\"children\":[{\"type\":\"panel\",\"props\":{\"content\":\"\n\n<p>Bad credit can also slam the door on getting a credit card. A credit card company, wary of your credit history, might reject your application or offer one with sky-high interest rates and minimal perks.<\\\/p>\",\"content_column_breakpoint\":\"m\",\"content_style\":\"text-lead\",\"css\":\".el-image{padding:10px ;background:#fff; border-radius: 8px; overflow:hidden;}\\n.el-content{font-size: 14px; line-height: 16px;}\",\"icon_width\":80,\"image\":\"wp-content\\\/uploads\\\/2022\\\/10\\\/image31.png\",\"image_align\":\"top\",\"image_border\":\"rounded\",\"image_grid_breakpoint\":\"m\",\"image_grid_width\":\"1-2\",\"image_svg_color\":\"emphasis\",\"image_width\":\"200\",\"link_style\":\"default\",\"link_text\":\"Read more\",\"margin\":\"default\",\"meta_align\":\"below-title\",\"meta_element\":\"div\",\"meta_style\":\"text-meta\",\"text_align\":\"center\",\"title\":\"Getting a Credit Card\",\"title_align\":\"top\",\"title_element\":\"h3\",\"title_grid_breakpoint\":\"m\",\"title_grid_width\":\"1-2\",\"title_hover_style\":\"reset\",\"title_style\":\"heading-small\"}}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"1-4\",\"width_small\":\"1-2\"},\"children\":[{\"type\":\"panel\",\"props\":{\"content\":\"\n\n<p>Bad credit can put the brakes on your plans to get a new car. Lenders, cautious about your credit history, may make it challenging to secure an auto loan. Even if approval happens, expect higher interest rates that drive up the overall cost of the car.\\u00a0<\\\/p>\",\"content_column_breakpoint\":\"m\",\"content_style\":\"text-lead\",\"css\":\".el-image{padding:10px ;background:#fff; border-radius: 8px; overflow:hidden;}\\n.el-content{font-size: 14px; line-height: 16px;}\",\"icon_width\":80,\"image\":\"wp-content\\\/uploads\\\/2022\\\/10\\\/5fe2d315354a9a68b09e52d4_2.png\",\"image_align\":\"top\",\"image_border\":\"rounded\",\"image_grid_breakpoint\":\"m\",\"image_grid_width\":\"1-2\",\"image_svg_color\":\"emphasis\",\"image_width\":\"200\",\"link_style\":\"default\",\"link_text\":\"Read more\",\"margin\":\"default\",\"meta_align\":\"below-title\",\"meta_element\":\"div\",\"meta_style\":\"text-meta\",\"text_align\":\"center\",\"title\":\"Getting a New Car\",\"title_align\":\"top\",\"title_element\":\"h3\",\"title_grid_breakpoint\":\"m\",\"title_grid_width\":\"1-2\",\"title_hover_style\":\"reset\",\"title_style\":\"heading-small\"}}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"1-4\",\"width_small\":\"1-2\"},\"children\":[{\"type\":\"panel\",\"props\":{\"content\":\"\n\n<p>Bad credit can crush your dream of owning a home. It makes getting a mortgage tough, with higher interest rates and hefty down payment demands. Lenders might even slam the door shut.\\u00a0<\\\/p>\",\"content_column_breakpoint\":\"m\",\"content_style\":\"text-lead\",\"css\":\".el-image{padding:10px ;background:#fff; border-radius: 8px; overflow:hidden;}\\n.el-content{font-size: 14px; line-height: 16px;}\",\"icon_width\":80,\"image\":\"wp-content\\\/uploads\\\/2022\\\/10\\\/5fe2d313271924bfd9c00e7a_4.png\",\"image_align\":\"top\",\"image_border\":\"rounded\",\"image_grid_breakpoint\":\"m\",\"image_grid_width\":\"1-2\",\"image_svg_color\":\"emphasis\",\"image_width\":\"200\",\"link_style\":\"default\",\"link_text\":\"Read more\",\"margin\":\"default\",\"meta_align\":\"below-title\",\"meta_element\":\"div\",\"meta_style\":\"text-meta\",\"text_align\":\"center\",\"title\":\"Purchasing a Home\",\"title_align\":\"top\",\"title_element\":\"h3\",\"title_grid_breakpoint\":\"m\",\"title_grid_width\":\"1-2\",\"title_hover_style\":\"reset\",\"title_style\":\"heading-small\"}}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"1-4\",\"width_small\":\"1-2\"},\"children\":[{\"type\":\"panel\",\"props\":{\"content\":\"\n\n<p>Bad credit can stand in the way of qualifying for a loan. Lenders, skeptical of your credit track record, might make it difficult to secure the financing you need. Even if approval comes through, brace yourself for higher interest rates, increasing the burden of repayment.\\u00a0<\\\/p>\",\"content_column_breakpoint\":\"m\",\"content_style\":\"text-lead\",\"css\":\".el-image{padding:10px ;background:#fff; border-radius: 8px; overflow:hidden;}\\n.el-content{font-size: 14px; line-height: 16px;}\",\"icon_width\":80,\"image\":\"wp-content\\\/uploads\\\/2022\\\/10\\\/5fe2d30f0d8e2046be3d5195_1.png\",\"image_align\":\"top\",\"image_border\":\"rounded\",\"image_grid_breakpoint\":\"m\",\"image_grid_width\":\"1-2\",\"image_svg_color\":\"emphasis\",\"image_width\":\"200\",\"link_style\":\"default\",\"link_text\":\"Read more\",\"margin\":\"default\",\"meta_align\":\"below-title\",\"meta_element\":\"div\",\"meta_style\":\"text-meta\",\"text_align\":\"center\",\"title\":\"Qualifying For a Loan\",\"title_align\":\"top\",\"title_element\":\"h3\",\"title_grid_breakpoint\":\"m\",\"title_grid_width\":\"1-2\",\"title_hover_style\":\"reset\",\"title_style\":\"heading-small\"}}]}]}],\"props\":{\"margin\":\"default\"}}]}]}]},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"middle\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"4-5,1-5\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"4-5\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"\n\n<h2>70% of Credit Reports Contain Mistakes<\\\/h2>\\n\n\n<p><br \\\/>Source: <a href=\\\"https:\\\/\\\/pirg.org\\\/wp-content\\\/uploads\\\/2013\\\/05\\\/Mistakes_Do_Happen_2004_USPIRG.pdf\\\">National Association of State PIRGs, 2004.<\\\/a><\\\/p>\\n\n\n<p>Without proper oversight by a credit repair company, your score might fall below its potential. Negative items like input errors, identity mix-ups, and delayed reporting contribute to a maze of discrepancies in the complex financial terrain. With extensive information exchange among creditors and credit reporting bureaus, the risk of inaccuracies in payment history and false account details becomes a significant concern.<\\\/p>\",\"margin\":\"default\"}},{\"type\":\"button\",\"props\":{\"button_size\":\"large\",\"css\":\"@media (max-width: 616px) {\\n    .el-content{width:100%;}\\n}\",\"fullwidth\":false,\"grid_column_gap\":\"small\",\"grid_row_gap\":\"small\",\"margin\":\"default\"},\"children\":[{\"type\":\"button_item\",\"props\":{\"button_style\":\"primary\",\"content\":\"Boost My Score for FREE\",\"icon_align\":\"left\",\"link\":\"#DovlyPricing\"}}]}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"1-5\"},\"children\":[{\"type\":\"image\",\"props\":{\"image\":\"wp-content\\\/uploads\\\/2024\\\/03\\\/10.-Review-Account.png\",\"image_svg_color\":\"emphasis\",\"image_width\":\"620\",\"margin\":\"default\",\"position_left\":\"0\",\"position_top\":\"90\",\"text_align\":\"right\"}}]}]}]},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"middle\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"1-2,1-2\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"\n\n<h3>Common Credit Issues &amp; Their Impact<\\\/h3>\",\"margin\":\"default\"}},{\"type\":\"divider\",\"props\":{\"css\":\".el-element{width: 62px;  height: 5px;\\n    background: #28dea6;}\",\"divider_element\":\"hr\",\"divider_style\":\"small\",\"margin\":\"remove-vertical\",\"margin_remove_top\":true}},{\"type\":\"description_list\",\"props\":{\"column_breakpoint\":\"m\",\"layout\":\"stacked\",\"list_element\":\"ul\",\"meta_align\":\"below-content\",\"meta_style\":\"text-meta\",\"show_content\":true,\"show_link\":true,\"show_meta\":true,\"show_title\":true,\"title_element\":\"div\",\"title_grid_column_gap\":\"small\",\"title_grid_row_gap\":\"small\",\"title_grid_width\":\"auto\"},\"children\":[{\"type\":\"description_list_item\",\"props\":{\"content\":\"\n\n<p>Late payments on credit accounts can result in negative marks on your report. The more recent and frequent the late payments, the more significant the negative impact on your score. Not paying your bills on time can affect your ability to qualify for new credit and may result in higher interest rates.<\\\/p>\",\"title\":\"\n\n<h4>Late payments<\\\/h4>\"}},{\"type\":\"description_list_item\",\"props\":{\"content\":\"\n\n<p>Maxing out credit cards or carrying high balances on credit cards relative to your credit limit, known as a high credit utilization ratio, can negatively impact your score. It may signal financial strain and impact your ability to qualify for additional credit.<\\\/p>\",\"title\":\"\n\n<h4>High Credit Card Balances<\\\/h4>\"}},{\"type\":\"description_list_item\",\"props\":{\"content\":\"\n\n<p>Accounts sent to collections due to non-payment can have a severe impact on your score. These entries remain on your report for several years, making it challenging to qualify for new credit.<\\\/p>\",\"title\":\"\n\n<h4>Collections<\\\/h4>\"}},{\"type\":\"description_list_item\",\"props\":{\"content\":\"\n\n<p>Filing for bankruptcy is a major credit event that can stay on your report for seven to ten years. It significantly lowers your score and makes it difficult to qualify for new credit during that period.<\\\/p>\",\"title\":\"\n\n<h4>Bankruptcy<\\\/h4>\"}}]}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"image\",\"props\":{\"image\":\"wp-content\\\/uploads\\\/2023\\\/08\\\/thought-catalog-Nv-vx3kUR2A-unsplash-1-scaled.jpg\",\"image_svg_color\":\"emphasis\",\"margin\":\"default\"}}]}]}]},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"middle\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"3-5,2-5\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"3-5\"},\"children\":[{\"type\":\"description_list\",\"props\":{\"column_breakpoint\":\"m\",\"layout\":\"stacked\",\"list_element\":\"ul\",\"meta_align\":\"below-content\",\"meta_style\":\"text-meta\",\"show_content\":true,\"show_link\":true,\"show_meta\":true,\"show_title\":true,\"title_element\":\"div\",\"title_grid_column_gap\":\"small\",\"title_grid_row_gap\":\"small\",\"title_grid_width\":\"auto\"},\"children\":[{\"type\":\"description_list_item\",\"props\":{\"content\":\"\n\n<p>If you become a victim of identity theft, fraudulent accounts or transactions may appear on your report. Resolving these issues can be time-consuming and may temporarily impact your score.<\\\/p>\",\"title\":\"\n\n<h4>Identity Theft<\\\/h4>\"}}]},{\"type\":\"description_list\",\"props\":{\"column_breakpoint\":\"m\",\"layout\":\"stacked\",\"list_element\":\"ul\",\"meta_align\":\"below-content\",\"meta_style\":\"text-meta\",\"show_content\":true,\"show_link\":true,\"show_meta\":true,\"show_title\":true,\"title_element\":\"div\",\"title_grid_column_gap\":\"small\",\"title_grid_row_gap\":\"small\",\"title_grid_width\":\"auto\"},\"children\":[{\"type\":\"description_list_item\",\"props\":{\"content\":\"\n\n<p>Errors on your credit report, such as incorrect account information or payment history, can lead to inaccurate credit scores. Regularly monitoring your report helps identify and dispute any inaccuracies.<\\\/p>\",\"title\":\"\n\n<h4>Inaccuracies on Credit Reports<\\\/h4>\"}},{\"type\":\"description_list_item\",\"props\":{\"content\":\"\n\n<p>Closing old credit accounts can impact the average age of your credit history, potentially lowering your score. It's generally advisable to keep older accounts open to maintain a positive credit history.<\\\/p>\",\"title\":\"\n\n<h4>Closing Old Accounts<\\\/h4>\"}},{\"type\":\"description_list_item\",\"props\":{\"content\":\"\n\n<p>Applying for multiple lines of credit within a short period can result in multiple hard inquiries on your report. While each inquiry may have a minor impact, numerous inquiries can signal financial stress and lower your score.<\\\/p>\",\"title\":\"\n\n<h4>Multiple Credit Applications (Hard Inquiries)<\\\/h4>\"}}]}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-5\"},\"children\":[{\"type\":\"image\",\"props\":{\"image\":\"wp-content\\\/uploads\\\/2024\\\/02\\\/couple-stressed-about-eviction-notice-with-moving-box-next-to-them-1.png\",\"image_alt\":\"couple sitting on floor, looking at eviction notice, moving box next to them, visibly worried\",\"image_svg_color\":\"emphasis\",\"margin\":\"default\"}}]}]}]},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"middle\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"3-5,2-5\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"3-5\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"\n\n<h2 style=\\\"text-align: left;\\\">How to Recognize Mistakes on Your Credit Report<\\\/h2>\",\"margin\":\"default\"}},{\"type\":\"divider\",\"props\":{\"css\":\".el-element{width: 62px;  height: 5px;\\n    background: #28dea6;}\",\"divider_element\":\"hr\",\"divider_style\":\"small\",\"margin\":\"remove-vertical\",\"margin_remove_top\":true}},{\"type\":\"description_list\",\"props\":{\"column_breakpoint\":\"m\",\"layout\":\"stacked\",\"list_element\":\"ul\",\"meta_align\":\"below-content\",\"meta_style\":\"text-meta\",\"show_content\":true,\"show_link\":true,\"show_meta\":true,\"show_title\":true,\"title_element\":\"div\",\"title_grid_column_gap\":\"small\",\"title_grid_row_gap\":\"small\",\"title_grid_width\":\"auto\"},\"children\":[{\"type\":\"description_list_item\",\"props\":{\"content\":\"\n\n<p>Check for inaccuracies in your personal information, such as your name, address, Social Security number, and employment details. Ensure that all information is current and correctly reported.<\\\/p>\",\"title\":\"\n\n<h3>Review Personal Information<\\\/h3>\"}},{\"type\":\"description_list_item\",\"props\":{\"content\":\"\n\n<p>Scrutinize each account listed on your report. Look for any accounts that you don't recognize or that have inaccurate details, such as the account status, balance, or payment history.<\\\/p>\",\"title\":\"\n\n<h3>Examine Account Information<\\\/h3>\"}},{\"type\":\"description_list_item\",\"props\":{\"content\":\"\n\n<p>Verify that each account is reported only once. Duplicate entries may artificially inflate your outstanding credit balances and affect your credit utilization ratio.<\\\/p>\",\"title\":\"\n\n<h3>Check for Duplicate Entries<\\\/h3>\"}}]}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-5\"},\"children\":[{\"type\":\"image\",\"props\":{\"image\":\"wp-content\\\/uploads\\\/2023\\\/08\\\/homepage-girl-1.jpg\",\"image_svg_color\":\"emphasis\",\"margin\":\"default\"}}]}]}]},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"middle\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"4-5,1-5\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"4-5\"},\"children\":[{\"type\":\"description_list\",\"props\":{\"column_breakpoint\":\"m\",\"layout\":\"stacked\",\"list_element\":\"ul\",\"meta_align\":\"below-content\",\"meta_style\":\"text-meta\",\"show_content\":true,\"show_link\":true,\"show_meta\":true,\"show_title\":true,\"title_element\":\"div\",\"title_grid_column_gap\":\"small\",\"title_grid_row_gap\":\"small\",\"title_grid_width\":\"auto\"},\"children\":[{\"type\":\"description_list_item\",\"props\":{\"content\":\"\n\n<p>Examine the payment history for each account. Ensure that late payments, if any, are accurately reported. Pay attention to the dates and frequency of any late payments.<\\\/p>\",\"title\":\"\n\n<h3>Review Payment History<\\\/h3>\"}},{\"type\":\"description_list_item\",\"props\":{\"content\":\"\n\n<p>Closed accounts should be reported accurately, indicating whether they were closed by you or the creditor. If an account is listed as open when it's closed, or vice versa, it could be an error.<\\\/p>\",\"title\":\"\n\n<h3>Look for Closed Accounts<\\\/h3>\"}},{\"type\":\"description_list_item\",\"props\":{\"content\":\"\n\n<p>Verify that all hard inquiries listed on your report are legitimate and were authorized by you. Multiple inquiries within a short period may negatively impact your credit score.<\\\/p>\",\"title\":\"\n\n<h3>Review Hard Inquiries<\\\/h3>\"}}]}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"1-5\"},\"children\":[{\"type\":\"image\",\"props\":{\"image\":\"wp-content\\\/uploads\\\/2024\\\/03\\\/Learn.png\",\"image_svg_color\":\"emphasis\",\"margin\":\"default\"}}]}]}]},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"middle\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"3-5,2-5\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"3-5\"},\"children\":[{\"type\":\"description_list\",\"props\":{\"column_breakpoint\":\"m\",\"layout\":\"stacked\",\"list_element\":\"ul\",\"meta_align\":\"below-content\",\"meta_style\":\"text-meta\",\"show_content\":true,\"show_link\":true,\"show_meta\":true,\"show_title\":true,\"title_element\":\"div\",\"title_grid_column_gap\":\"small\",\"title_grid_row_gap\":\"small\",\"title_grid_width\":\"auto\"},\"children\":[{\"type\":\"description_list_item\",\"props\":{\"content\":\"\n\n<p>Check the credit limits reported for your credit cards. Incorrect credit limits can impact your credit utilization ratio, potentially affecting your score.<\\\/p>\",\"title\":\"\n\n<h3>Verify Credit Limits<\\\/h3>\"}},{\"type\":\"description_list_item\",\"props\":{\"content\":\"\n\n<p>If any accounts are reported as being in collections, verify the accuracy of this information. Ensure that any debts in collections are legitimate and appropriately reported.<\\\/p>\",\"title\":\"\n\n<h3>Identify Accounts in Collections<\\\/h3>\"}},{\"type\":\"description_list_item\",\"props\":{\"content\":\"\n\n<p>Check for any inaccuracies in public records, such as bankruptcies, foreclosures, or judgments. These entries can have a significant impact on your score.<\\\/p>\",\"title\":\"\n\n<h3>Examine Public Records<\\\/h3>\"}}]}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-5\"},\"children\":[{\"type\":\"image\",\"props\":{\"image\":\"wp-content\\\/uploads\\\/2022\\\/10\\\/keep-your-credit-score-and-report-in-good-standing-heres-how.png\",\"image_svg_color\":\"emphasis\",\"margin\":\"default\"}}]}]}]},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"middle\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"\n\n<h2>Understanding the Dispute Process<\\\/h2>\",\"margin\":\"default\"}},{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"\n\n<p>No need to hire credit counselors or search for credit repair services! With Dovly, you can sit back and relax as our AI engine starts working to remove inaccurate negative items from your credit reports: collections, charge-offs, late payments, and more. We'll do a soft pull of your credit, that doesn't harm your credit. We show you the items harming your credit so you can confirm what you'd like us to dispute with the credit bureau. As we work with them to remove inaccurate negative items, you'll see your score increase.<\\\/p>\",\"margin\":\"default\"}},{\"type\":\"button\",\"props\":{\"button_size\":\"large\",\"css\":\"@media (max-width: 616px) {\\n    .el-content{width:100%;}\\n}\",\"fullwidth\":false,\"grid_column_gap\":\"small\",\"grid_row_gap\":\"small\",\"margin\":\"default\"},\"children\":[{\"type\":\"button_item\",\"props\":{\"button_style\":\"primary\",\"content\":\"Boost My Score for FREE\",\"icon_align\":\"left\",\"link\":\"#DovlyPricing\"}}]}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"image\",\"props\":{\"image\":\"wp-content\\\/uploads\\\/2023\\\/08\\\/brooke-cagle-cb4Dv50LN1Y-unsplash-1-1-scaled.jpg\",\"image_svg_color\":\"emphasis\",\"margin\":\"default\"}}]}],\"props\":{\"layout\":\"1-2,1-2\"}}]},{\"type\":\"section\",\"props\":{\"class\":\"moneylionSec1\",\"image_position\":\"center-center\",\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"middle\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"layout\":\"1-2,1-2\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"\n\n<h2>Beyond Online Free Credit Repair<\\\/h2>\",\"margin\":\"default\"}},{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"\n\n<p>Dovly is a comprehensive AI credit solutions engine that monitors, (re)builds, and protects your credit. It offers a range of tools and services to assist you in achieving better financial health. Our mission is to help all Americans get ahead financially and empower them to reach their goals. Will you let us help you?<\\\/p>\",\"margin\":\"default\",\"maxwidth\":\"large\",\"text_style\":\"large\"}},{\"type\":\"button\",\"props\":{\"button_size\":\"large\",\"css\":\"@media (max-width: 616px) {\\n    .el-content{width:100%;}\\n}\",\"fullwidth\":false,\"grid_column_gap\":\"small\",\"grid_row_gap\":\"small\",\"margin\":\"default\"},\"children\":[{\"type\":\"button_item\",\"props\":{\"button_style\":\"primary\",\"content\":\"Boost My Score for FREE\",\"icon_align\":\"left\",\"link\":\"#DovlyPricing\"}}]},{\"type\":\"gallery\",\"props\":{\"class\":\"mw-xs-255\",\"css\":\".el-item{ position:relative;}\\n.el-item .uk-position-center{ position:absolute !important; left:0; right:0; top:0; bottom:0; transform:none; width:100%;}\\n.el-item .uk-position-center .uk-panel{ padding:0; width:100%; height:100%;}\\n.el-item .uk-position-center .uk-panel .uk-margin-top{height:100%;}\\n.el-item .el-link{ font-size:0; width: 100%;\\n    height: 100%; background:transparent;}\\n@media (max-width: 616px) {\\n    .el-element{\\n        padding-top:30px;\\n        padding-bottom:30px;\\n    }\\n}\",\"filter_align\":\"left\",\"filter_all\":true,\"filter_grid_breakpoint\":\"m\",\"filter_grid_width\":\"auto\",\"filter_position\":\"top\",\"filter_style\":\"tab\",\"grid_column_align\":false,\"grid_column_gap\":\"small\",\"grid_default\":\"2\",\"grid_medium\":\"auto\",\"grid_row_align\":true,\"grid_small\":\"auto\",\"id\":\"appBtnGroup\",\"item_animation\":true,\"link_fullwidth\":true,\"link_margin\":\"remove\",\"link_style\":\"default\",\"link_text\":\"Read more\",\"margin\":\"default\",\"meta_align\":\"below-title\",\"meta_element\":\"div\",\"meta_style\":\"text-meta\",\"overlay_hover\":false,\"overlay_mode\":\"cover\",\"overlay_position\":\"center\",\"overlay_style\":\"\",\"overlay_transition\":\"fade\",\"show_content\":false,\"show_hover_image\":false,\"show_link\":true,\"show_meta\":false,\"show_title\":false,\"text_align\":\"center\",\"text_color\":\"light\",\"title_element\":\"h3\",\"title_hover_style\":\"reset\"},\"children\":[{\"type\":\"gallery_item\",\"props\":{\"image\":\"wp-content\\\/uploads\\\/2023\\\/08\\\/ios-1-small.png\",\"link\":\"https:\\\/\\\/dovly.sng.link\\\/A7gja\\\/x1p8?_dl=dovly%3A%3A%2F%2FfunnelId&_p=10&_smtype=3\"}},{\"type\":\"gallery_item\",\"props\":{\"hover_image\":\"\",\"image\":\"wp-content\\\/uploads\\\/2023\\\/08\\\/app-store-155321632-1-small.png\",\"link\":\"https:\\\/\\\/dovly.sng.link\\\/A7gja\\\/x1p8?_dl=dovly%3A%3A%2F%2FfunnelId&_p=10&_smtype=3\"}}]}]},{\"type\":\"column\",\"props\":{\"class\":\"mw-xs-255 moneyBanner1\",\"css\":\".el-column{position:relative;}\",\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"vertical_align\":\"middle\",\"width_medium\":\"1-2\"},\"children\":[{\"type\":\"video\",\"props\":{\"margin\":\"default\",\"video\":\"wp-content\\\/uploads\\\/2022\\\/12\\\/VIDEO-2.mp4\",\"video_autoplay\":true,\"video_controls\":true,\"video_height\":\"1080\",\"video_lazyload\":true,\"video_loop\":true,\"video_muted\":true,\"video_playsinline\":true,\"video_width\":\"1920\"}}]}]}]},{\"type\":\"section\",\"props\":{\"image\":\"wp-content\\\/uploads\\\/2023\\\/08\\\/help_sec.jpg\",\"image_position\":\"center-center\",\"image_size\":\"cover\",\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"middle\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"content\":\"We\\u2019ve helped our members raise their scores by 5,000,000+ points<sup>4<\\\/sup>\",\"css\":\".el-element{ color:#fff; text-shadow:0 2px 3px rgba(0,0,0,0.40);}\\n.el-element sup{font-weight:400; font-size:20px; position:relative; top:-20px;}\\n\\n@media screen and (max-width:616px){\\n    .el-element{ font-size:36px; margin-left: -30px;}\\n}\",\"maxwidth\":\"2xlarge\",\"position\":\"relative\",\"position_left\":\"50\",\"title_element\":\"h2\",\"title_style\":\"h2\"}},{\"type\":\"button\",\"props\":{\"button_size\":\"large\",\"css\":\"@media (max-width: 616px) {\\n    .el-content{width:100%;}\\n}\",\"grid_column_gap\":\"small\",\"grid_row_gap\":\"small\",\"margin\":\"default\"},\"children\":[{\"type\":\"button_item\",\"props\":{\"button_style\":\"primary\",\"content\":\"Boost My Score for FREE\",\"icon_align\":\"left\",\"link\":\"#DovlyPricing\"}}]}]}]}]},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"middle\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"3-4\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"\n\n<h2>Identify &amp; Fix Credit Issues for Free with Dovly<\\\/h2>\",\"margin\":\"default\"}},{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"\n\n<p>Dovly is not a traditional credit repair company. Dovly's AI engine manages, disputes, fixes, (re)builds, and maintains your credit for you. It also provides personalized recommendations to boost your score and be your pocket financial assistant for life.<\\\/p>\",\"margin\":\"default\",\"text_style\":\"large\"}},{\"type\":\"divider\",\"props\":{\"css\":\".el-element{width: 62px;  height: 5px;\\n    background: #28dea6;}\",\"divider_element\":\"hr\",\"divider_style\":\"small\",\"margin\":\"remove-vertical\",\"margin_remove_top\":true}},{\"type\":\"list\",\"props\":{\"column_breakpoint\":\"m\",\"image_align\":\"left\",\"image_svg_color\":\"emphasis\",\"image_vertical_align\":true,\"list_element\":\"ul\",\"list_horizontal_separator\":\", \",\"list_type\":\"vertical\",\"show_image\":true,\"show_link\":true},\"children\":[{\"type\":\"list_item\",\"props\":{\"content\":\"\n\n<h3>Access Your Credit Reports<\\\/h3>\",\"icon\":\"\"}},{\"type\":\"list_item\",\"props\":{\"content\":\"\n\n<p>Once you sign up for Dovly AI, you'll get access to your credit report from the 3 major credit bureaus.<\\\/p>\",\"icon\":\"\"}},{\"type\":\"list_item\",\"props\":{\"content\":\"\n\n<h3>Identify Errors &amp; Select Your Disputes<\\\/h3>\",\"icon\":\"\"}},{\"type\":\"list_item\",\"props\":{\"content\":\"\n\n<p>The first step to repairing your credit is to identify the negative items on your credit report.<\\\/p>\",\"icon\":\"\"}},{\"type\":\"list_item\",\"props\":{\"content\":\"\n\n<h3>Let Us Do the Heavy Lifting for You<\\\/h3>\",\"icon\":\"\"}},{\"type\":\"list_item\",\"props\":{\"content\":\"\n\n<p>Dovly AI will dispute them for you for free without you having to get on the phone or check in.<\\\/p>\",\"icon\":\"\"}}]},{\"type\":\"button\",\"props\":{\"button_size\":\"large\",\"css\":\"@media (max-width: 616px) {\\n    .el-content{width:100%;}\\n}\",\"fullwidth\":false,\"grid_column_gap\":\"small\",\"grid_row_gap\":\"small\",\"margin\":\"default\"},\"children\":[{\"type\":\"button_item\",\"props\":{\"button_style\":\"primary\",\"content\":\"Boost My Score for FREE\",\"icon_align\":\"left\",\"link\":\"#DovlyPricing\"}}]}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"1-4\"},\"children\":[{\"type\":\"image\",\"props\":{\"image\":\"wp-content\\\/uploads\\\/2024\\\/03\\\/Learn-Factors.png\",\"image_svg_color\":\"emphasis\",\"margin\":\"default\"}}]}],\"props\":{\"layout\":\"3-4,1-4\"}}]},{\"type\":\"section\",\"props\":{\"image_position\":\"center-center\",\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"middle\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"3-5\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"\n\n<h2>Benefits of Using Dovly<\\\/h2>\\n\n\n<p>Dovly is not a traditional credit repair company. Dovly's AI engine manages, disputes, fixes, (re)builds, and maintains your credit for you. It also provides personalized recommendations to boost your score and be your pocket financial assistant for life.<\\\/p>\",\"margin\":\"default\"}},{\"type\":\"button\",\"props\":{\"button_size\":\"large\",\"css\":\"@media (max-width: 616px) {\\n    .el-content{width:100%;}\\n}\",\"fullwidth\":false,\"grid_column_gap\":\"small\",\"grid_row_gap\":\"small\",\"margin\":\"default\"},\"children\":[{\"type\":\"button_item\",\"props\":{\"button_style\":\"primary\",\"content\":\"Boost My Score for FREE\",\"icon_align\":\"left\",\"link\":\"#DovlyPricing\"}}]}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"width_medium\":\"2-5\"},\"children\":[{\"type\":\"image\",\"props\":{\"image\":\"wp-content\\\/uploads\\\/2024\\\/03\\\/couple-on-phone.png\",\"image_svg_color\":\"emphasis\",\"margin\":\"default\"}}]}],\"props\":{\"layout\":\"3-5,2-5\"}}]},{\"type\":\"section\",\"props\":{\"animation\":\"slide-bottom-medium\",\"animation_delay\":\"100\",\"class\":\"uk-margin-bottom\",\"image_position\":\"center-center\",\"padding_remove_bottom\":true,\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"middle\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"props\":{\"column_gap\":\"collapse\",\"layout\":\"1-3,1-3,1-3\",\"margin_remove_bottom\":true,\"margin_remove_top\":true,\"row_gap\":\"collapse\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"padding\":\"xsmall\",\"position_sticky_breakpoint\":\"m\",\"style\":\"tile-default\",\"vertical_align\":\"middle\",\"width_medium\":\"1-3\"},\"children\":[{\"type\":\"headline\",\"props\":{\"content\":\"How do we compare?\",\"title_element\":\"h2\",\"title_style\":\"heading-medium\"}}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"padding\":\"xsmall\",\"position_sticky_breakpoint\":\"m\",\"style\":\"tile-default\",\"vertical_align\":\"middle\",\"width_default\":\"1-2\",\"width_medium\":\"1-3\"},\"children\":[{\"type\":\"image\",\"props\":{\"image\":\"wp-content\\\/uploads\\\/2024\\\/04\\\/Dovly_AI_logo_Black.png\",\"image_svg_color\":\"emphasis\",\"image_width\":\"150\",\"margin\":\"default\",\"text_align\":\"center\"}}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"padding\":\"xsmall\",\"position_sticky_breakpoint\":\"m\",\"style\":\"tile-default\",\"vertical_align\":\"middle\",\"width_default\":\"1-2\",\"width_medium\":\"1-3\"},\"children\":[{\"type\":\"image\",\"props\":{\"image\":\"wp-content\\\/uploads\\\/2022\\\/10\\\/competitors.png\",\"image_svg_color\":\"emphasis\",\"image_width\":\"140\",\"margin\":\"default\",\"text_align\":\"center\"}}]}]},{\"type\":\"row\",\"props\":{\"column_gap\":\"collapse\",\"layout\":\"1-3,1-3,1-3\",\"margin_remove_bottom\":true,\"margin_remove_top\":true,\"row_gap\":\"collapse\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"padding\":\"xsmall\",\"position_sticky_breakpoint\":\"m\",\"style\":\"tile-default\",\"vertical_align\":\"middle\",\"width_medium\":\"1-3\"},\"children\":[{\"type\":\"headline\",\"props\":{\"content\":\"Smart Error Resolution\",\"margin_remove_bottom\":true,\"title_element\":\"h3\",\"title_style\":\"heading-small\"}},{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"\n\n<p>We go beyond credit monitoring. What good is knowing your credit if you don\\u2019t know how to improve it? Dovly tracks, manages, and improves your credit.<\\\/p>\",\"margin\":\"default\",\"margin_remove_top\":true}}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"padding\":\"xsmall\",\"position_sticky_breakpoint\":\"m\",\"style\":\"tile-default\",\"vertical_align\":\"middle\",\"width_default\":\"1-2\",\"width_medium\":\"1-3\"},\"children\":[{\"type\":\"icon\",\"props\":{\"icon\":\"check\",\"icon_width\":\"25\",\"margin\":\"default\",\"text_align\":\"center\",\"text_align_breakpoint\":\"m\",\"text_align_fallback\":\"left\"}}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"padding\":\"xsmall\",\"position_sticky_breakpoint\":\"m\",\"style\":\"tile-default\",\"vertical_align\":\"middle\",\"width_default\":\"1-2\",\"width_medium\":\"1-3\"},\"children\":[{\"type\":\"icon\",\"props\":{\"icon\":\"close\",\"icon_width\":\"25\",\"margin\":\"default\",\"text_align\":\"center\",\"text_align_breakpoint\":\"m\",\"text_align_fallback\":\"left\"}}]}]},{\"type\":\"row\",\"props\":{\"column_gap\":\"collapse\",\"layout\":\"1-3,1-3,1-3\",\"margin_remove_bottom\":true,\"margin_remove_top\":true,\"row_gap\":\"collapse\"},\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"padding\":\"xsmall\",\"position_sticky_breakpoint\":\"m\",\"style\":\"tile-default\",\"vertical_align\":\"middle\",\"width_medium\":\"1-3\"},\"children\":[{\"type\":\"headline\",\"props\":{\"content\":\"Free Credit Solutions\",\"margin_remove_bottom\":true,\"title_element\":\"h3\",\"title_style\":\"heading-small\"}},{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"\n\n<p>Dovly offers the first, free automated credit improvement solution in the industry. We show you the items dragging down your score, you tell us which of those you want to dispute, and we take it from there. All you have to do is sit back and watch your score increase.\\u00a0<\\\/p>\",\"margin\":\"default\",\"margin_remove_top\":true}}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"padding\":\"xsmall\",\"position_sticky_breakpoint\":\"m\",\"style\":\"tile-default\",\"vertical_align\":\"middle\",\"width_default\":\"1-2\",\"width_medium\":\"1-3\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"\n\n<p><span>Free<\\\/span><\\\/p>\",\"margin\":\"default\",\"text_align\":\"center\",\"text_align_breakpoint\":\"m\",\"text_align_fallback\":\"left\"}}]},{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"padding\":\"xsmall\",\"position_sticky_breakpoint\":\"m\",\"style\":\"tile-default\",\"vertical_align\":\"middle\",\"width_default\":\"1-2\",\"width_medium\":\"1-3\"},\"children\":[{\"type\":\"icon\",\"props\":{\"icon\":\"close\",\"icon_width\":\"25\",\"margin\":\"default\",\"text_align\":\"center\",\"text_align_breakpoint\":\"m\",\"text_align_fallback\":\"left\"}}]}]},{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"text\",\"props\":{\"column_breakpoint\":\"m\",\"content\":\"\n\n<p>Still unsure? Read more about <a href=\\\"https:\\\/\\\/dovly.com\\\/post\\\/how-dovly-compares-with-other-credit-solutions-companies\\\/\\\">how Dovly compares to the top credit improvement companies<\\\/a>.\\u00a0<\\\/p>\",\"margin\":\"default\"}}]}]}],\"name\":\"How do we compare ( whydovly page )\"},{\"type\":\"section\",\"props\":{\"class\":\"moneylionSec9\",\"image\":\"wp-content\\\/uploads\\\/2023\\\/08\\\/brooke-cagle-cb4Dv50LN1Y-unsplash-1-1-scaled.jpg\",\"image_position\":\"center-center\",\"image_size\":\"cover\",\"padding\":\"large\",\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"middle\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\",\"text_color\":\"light\"},\"children\":[{\"type\":\"headline\",\"props\":{\"content\":\"Real people. Real progress. Real awesome.\",\"css\":\"@media screen and (max-width:616px){\\n    .el-element{font-size:38px; }\\n}\",\"maxwidth\":\"xlarge\",\"title_element\":\"h2\",\"title_style\":\"h1\"}}]}]},{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"panel-slider\",\"props\":{\"content_column_breakpoint\":\"m\",\"css\":\".el-item{border-radius:4px;}\",\"icon_width\":80,\"image_align\":\"top\",\"image_grid_breakpoint\":\"m\",\"image_grid_width\":\"1-2\",\"image_svg_color\":\"emphasis\",\"link_style\":\"default\",\"link_text\":\"Read more\",\"margin\":\"default\",\"meta_align\":\"below-title\",\"meta_element\":\"div\",\"meta_style\":\"text-meta\",\"nav\":\"dotnav\",\"nav_align\":\"center\",\"nav_breakpoint\":\"\",\"nav_color\":\"light\",\"panel_match\":true,\"panel_padding\":\"small\",\"panel_style\":\"card-default\",\"show_content\":true,\"show_image\":true,\"show_link\":true,\"show_meta\":true,\"show_title\":true,\"slidenav\":\"outside\",\"slidenav_breakpoint\":\"xl\",\"slidenav_margin\":\"medium\",\"slidenav_outside_breakpoint\":\"xl\",\"slider_autoplay_pause\":true,\"slider_gap\":\"default\",\"slider_width\":\"fixed\",\"slider_width_default\":\"1-1\",\"slider_width_medium\":\"1-3\",\"title_align\":\"top\",\"title_element\":\"h3\",\"title_grid_breakpoint\":\"m\",\"title_grid_width\":\"1-2\",\"title_hover_style\":\"reset\"},\"children\":[{\"type\":\"panel-slider_item\",\"props\":{\"content\":\"\n\n<div class=\\\"jxjCjc\\\">\\n\n\n<div class=\\\"gQfZge\\\">\\n\n\n<div class=\\\"BgXiYe\\\">\\n\n\n<div class=\\\"Jtu6Td\\\">\\n\n\n<div class=\\\"jxjCjc\\\">\\n\n\n<div class=\\\"gQfZge\\\">\\n\n\n<div class=\\\"BgXiYe\\\">\\n\n\n<div class=\\\"Jtu6Td\\\">\\n\n\n<div class=\\\"jxjCjc\\\">\\n\n\n<div class=\\\"gQfZge\\\">\\n\n\n<div class=\\\"BgXiYe\\\">\\n\n\n<div>\\n\n\n<div class=\\\"Jtu6Td\\\"><span jscontroller=\\\"MZnM8e\\\" jsaction=\\\"rcuQ6b:npT2md\\\"><span data-expandable-section=\\\"\\\" tabindex=\\\"-1\\\">Since using Dovly my credit has improved 63 points! I have been able to file disputes for all inaccuracies on all 3 of my credit reports and most have been amended in my favor. This app is incredible and I HIGHLY recommend!!<\\\/span><\\\/span><\\\/div>\\n<\\\/div>\\n<\\\/div>\\n<\\\/div>\\n<\\\/div>\\n\n\n<div class=\\\"GmO6pf\\\"><\\\/div>\\n<\\\/div>\\n<\\\/div>\\n<\\\/div>\\n<\\\/div>\\n<\\\/div>\\n<\\\/div>\\n<\\\/div>\\n<\\\/div>\\n\n\n<p>- Alexx<\\\/p>\",\"image\":\"wp-content\\\/uploads\\\/2024\\\/02\\\/Google-reviews.png\",\"panel_style\":\"card-default\"}},{\"type\":\"panel-slider_item\",\"props\":{\"content\":\"\n\n<div class=\\\"jxjCjc\\\">\\n\n\n<div class=\\\"gQfZge\\\">\\n\n\n<div class=\\\"BgXiYe\\\">\\n\n\n<div class=\\\"Jtu6Td\\\">\\n\n\n<div class=\\\"jxjCjc\\\">\\n\n\n<div class=\\\"gQfZge\\\">\\n\n\n<div class=\\\"BgXiYe\\\">\\n\n\n<div class=\\\"Jtu6Td\\\">\\n\n\n<div class=\\\"jxjCjc\\\">\\n\n\n<div class=\\\"gQfZge\\\">\\n\n\n<div class=\\\"BgXiYe\\\">\\n\n\n<div class=\\\"Jtu6Td\\\">\\n\n\n<div class=\\\"jxjCjc\\\">\\n\n\n<div class=\\\"gQfZge\\\">\\n\n\n<div class=\\\"BgXiYe\\\">\\n\n\n<div>\\n\n\n<div class=\\\"Jtu6Td\\\"><span jscontroller=\\\"MZnM8e\\\" jsaction=\\\"rcuQ6b:npT2md\\\"><span data-expandable-section=\\\"\\\" tabindex=\\\"-1\\\">Dovly provides a way for the little people to do big things when it comes to credit. I suggest anyone under a 700 for a credit score to invest their time in Dovly . TRUST me its worth it.<\\\/span><\\\/span><\\\/div>\\n<\\\/div>\\n<\\\/div>\\n<\\\/div>\\n<\\\/div>\\n\n\n<div class=\\\"GmO6pf\\\"><\\\/div>\\n<\\\/div>\\n<\\\/div>\\n<\\\/div>\\n<\\\/div>\\n<\\\/div>\\n<\\\/div>\\n<\\\/div>\\n<\\\/div>\\n<\\\/div>\\n<\\\/div>\\n<\\\/div>\\n<\\\/div>\\n\n\n<p>\\u2013 Timothy<\\\/p>\",\"image\":\"wp-content\\\/uploads\\\/2024\\\/02\\\/Google-reviews.png\",\"panel_style\":\"card-default\"}},{\"type\":\"panel-slider_item\",\"props\":{\"content\":\"\n\n<div class=\\\"jxjCjc\\\">\\n\n\n<div class=\\\"gQfZge\\\">\\n\n\n<div class=\\\"BgXiYe\\\">\\n\n\n<div>\\n\n\n<div class=\\\"Jtu6Td\\\"><span jscontroller=\\\"MZnM8e\\\" jsaction=\\\"rcuQ6b:npT2md\\\"><span data-expandable-section=\\\"\\\" tabindex=\\\"-1\\\">I\\u2019ve been extremely grateful and impressed with dovly inc. with all the help I\\u2019ve received with my credit report and with rebuilding. I tell everyone I speak to about anything credit wise about Dovly. I a million times over recommend them. Thanks Dovly and team<\\\/span><\\\/span><\\\/div>\\n<\\\/div>\\n<\\\/div>\\n<\\\/div>\\n<\\\/div>\\n\n\n<div class=\\\"GmO6pf\\\"><\\\/div>\\n\n\n<p>\\u2013 Allen<\\\/p>\",\"image\":\"wp-content\\\/uploads\\\/2024\\\/02\\\/Google-reviews.png\",\"panel_style\":\"card-default\"}}]}]}]}],\"name\":\"Reviews\"},{\"type\":\"section\",\"props\":{\"class\":\"uk-padding-large\",\"image_position\":\"center-center\",\"style\":\"default\",\"title_breakpoint\":\"xl\",\"title_position\":\"top-left\",\"title_rotation\":\"left\",\"vertical_align\":\"middle\",\"width\":\"default\"},\"children\":[{\"type\":\"row\",\"children\":[{\"type\":\"column\",\"props\":{\"image_position\":\"center-center\",\"position_sticky_breakpoint\":\"m\"},\"children\":[{\"type\":\"headline\",\"props\":{\"content\":\"Frequently Asked Questions\",\"text_align\":\"center\",\"title_element\":\"h2\"}},{\"type\":\"accordion\",\"props\":{\"class\":\"bg-light uk-padding\",\"collapsible\":true,\"content_column_breakpoint\":\"m\",\"css\":\".el-title{ font-size:18px;}\\n.el-title:before{border:1px solid #d8e0e6; border-radius:100%; background-size:11px auto;}\\n.el-title:hover:before{border-color:#37b877;}\\n.el-title h3{ font-size:18px; margin:0; }\\n\\n@media screen and (max-width:959px){\\n.el-title{ font-size:16px;}\\n}\",\"image_align\":\"top\",\"image_grid_breakpoint\":\"m\",\"image_grid_width\":\"1-2\",\"image_svg_color\":\"emphasis\",\"link_style\":\"default\",\"link_text\":\"Read more\",\"show_image\":true,\"show_link\":true},\"children\":[{\"type\":\"accordion_item\",\"props\":{\"content\":\"\n\n<p>Dovly stays free for as long as you want! 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